3106 Amy Dr, Champaign, IL 61822 Property Records

Champaign County property record for 3106 Amy Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,568 sqft · built 1993
Lot Size	0.188 acres (8,198 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Apr 2026)
Tax Bill	$5,637 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-20-04-408-016`

Property Details

APN / Parcel Number

Primary APN	`41-20-04-408-016`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,568 sqft Building Perimeter
1st Floor Area	1,568 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,198 sqft (0.188 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	3106 AMY DR
City	CHAMPAIGN
State	IL
Zip	61822-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 320 TIMBERLINE VALLEY SUB NO 3
Legal Range	08E
Legal Township	19N
Legal Section	04
Legal Subdivision	TIMBERLINE VALLEY SUB NO 3
Legal Lot Number	320
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	2
Census Block	2012
Census Tract	902

Owner

3106 Amy Dr is owned and occupied by two individuals who bought it in April 2026.

Source: Champaign County records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3106 AMY DR, CHAMPAIGN, IL 61822-1802
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Dec 22, 2023	Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2026 · Amount on File
Deed Sale	Apr 2, 2026 · Amount on File
Prior Sale	Dec 22, 2023 · Amount on File
Deed Document Number	20264713
Prior Transfer Date	Jul 25, 2013
Prior Transfer Doc	0000017927
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 2, 2026
Property Address	3106 AMY DR, CHAMPAIGN, IL 61822-1802
Document Number	0000004713
Instrument Date	Apr 1, 2026
Instrument	20264713
Transaction Type	Transfer
Record Updated	Aug 21, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3106 AMY DR, CHAMPAIGN, IL 61822-1802

Mortgage

Document Number	0000004714,
Date	Apr 2, 2026
Instrument	20264714

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 22, 2023
Property Address	3106 AMY DR, CHAMPAIGN, IL 61822-1802
Document Number	0000017939
Map Reference	MB BB PG 245
Instrument Date	Dec 15, 2023
Instrument	2023R17939
Transaction Type	Transfer
Record Updated	Jan 1, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3106 AMY DR, CHAMPAIGN, IL 61822-1802

Mortgage

Document Number	0000017940
Date	Dec 22, 2023
Instrument	2023R17940

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.12%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$72,530 (+12.19%) Land $18,690 Building $53,840	$217,590 (+12.19%) Land $56,070 Building $161,520
2024	$5,637.00 (+6.18%)	$64,650 Land $16,660 Building $47,990	$193,950 Land $49,980 Building $143,970
2023	$5,309.00 (+6.31%)
2022	$4,994.00	$54,310 Land $13,990 Building $40,320	$162,930 Land $41,970 Building $120,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3106 Amy Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3106 Amy Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mediacom Xtream Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Nextlink.

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