3104 Amy Dr, Champaign, IL 61822 Property Records

Champaign County property record for 3104 Amy Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,717 sqft · built 1993
Lot Size	0.188 acres (8,198 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Dec 2023)
Tax Bill	$6,522 (2024)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Sep 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`41-20-04-408-015`

Property Details

APN / Parcel Number

Primary APN	`41-20-04-408-015`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,717 sqft Building Perimeter
1st Floor Area	1,717 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Stucco
Roof Material	Other
Lot Area	8,198 sqft (0.188 acres)
Garage Area	596 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	3104 AMY DR
City	CHAMPAIGN
State	IL
Zip	61822-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 321 TIMBERLINE VALLEY SUB NO 3
Legal Range	08E
Legal Township	19N
Legal Section	04
Legal Subdivision	TIMBERLINE VALLEY SUB NO 3
Legal Lot Number	321
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	2
Census Block	2012
Census Tract	902

Owner

Source: Champaign County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3104 AMY DR, CHAMPAIGN, IL 61822-1802
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Sep 6, 2022	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Mar 26, 2019	Grant Deed, Transfer · Conventional with PMI PRIMELENDING
Mar 18, 2019	Correction Deed OTHER
Jul 9, 2018	Warranty Deed, Transfer · Commercial Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2023 · Amount on Record
Deed Sale	Dec 7, 2023 · Amount on Record
Prior Sale	Sep 6, 2022 · Amount on Record
Deed Document Number	202317229
Prior Transfer Date	Mar 15, 2019
Prior Transfer Doc	0000003688
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 7, 2023
Property Address	3104 AMY DR, CHAMPAIGN, IL 61822-1802
Document Number	0000017229
Map Reference	MB BB PG 245
Instrument Date	Dec 4, 2023
Instrument	2023R17229
Transaction Type	Transfer
Record Updated	Dec 18, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3104 AMY DR, CHAMPAIGN, IL 61822-1802

Mortgage

Document Number	0000017230
Date	Dec 7, 2023
Instrument	2023R17230

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Fixed Rate
Rate	8%

Mortgage

Document Number	0000017231
Date	Dec 7, 2023
Instrument	2023R17231

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Jan 1, 2029

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 6, 2022
Property Address	3104 AMY DR, CHAMPAIGN, IL 61822-1802
Document Number	0000016568
Map Reference	MB BB PG 245
Instrument Date	Sep 1, 2022
Instrument	2022R16568
Transaction Type	Transfer
Record Updated	Sep 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3104 AMY DR, CHAMPAIGN, IL 61822-1802

Mortgage

Document Number	0000016569
Date	Sep 6, 2022
Instrument	2022R16569

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 26, 2019
Property Address	3104 AMY DR, CHAMPAIGN, IL 61822-1802
Document Number	0000004073
Instrument Date	Mar 25, 2019
Instrument	4073
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3104 AMY DR CHAMPAIGN IL 618221802, CHAMPAIGN, IL 61822-1802

Mortgage

Document Number	4074
Date	Mar 26, 2019
Instrument	4074

Lender

Name	PRIMELENDING
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2049

Interest

Rate	4.5%

March 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 18, 2019
Property Address	3104 AMY DR, CHAMPAIGN, IL 61822-1802
Document Number	0000003688
Instrument Date	Mar 15, 2019
Instrument	3688
Record Updated	Apr 9, 2019
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 7167 CHAMPAIGN IL 618267167, CHAMPAIGN, IL 61826-7167

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 9, 2018
Property Address	3104 AMY DR, CHAMPAIGN, IL 61822-1802
Document Number	0000011576
Map Reference	MB BB PG245
Instrument Date	Jul 6, 2018
Instrument	2018R11576
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$157.50
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 7167, CHAMPAIGN, IL 61826-7167

Mortgage

Document Number	0000011577
Date	Jul 9, 2018
Instrument	2018R11577

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$90,640 (+33.55%) Land $18,690 Building $71,950	$271,920 (+33.55%) Land $56,070 Building $215,850
2024	$6,522.00 (+18.47%)
2022	$5,505.00 Homeowner's exemption	$67,870 Land $13,990 Building $53,880	$203,610 Land $41,970 Building $161,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mediacom Xtream Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Nextlink.

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