3105 Sable Oaks Rd, Bloomington, IL 61704 Property Records

McLean County property record for 3105 Sable Oaks Rd, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,403 sqft · built 2002
Lot Size	0.224 acres (9,741 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Oct 2025)
Tax Bill	$10,848 (2024)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-12-402-007`

Property Details

APN / Parcel Number

Primary APN	`21-12-402-007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,403 sqft Living Area
Gross Area	5,329 sqft
1st Floor Area	1,875 sqft
Basement Area	1,500 sqft
Finished Basement	1,500 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	9,741 sqft (0.224 acres)
Lot Dimensions	149 ft deep x 66 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	926 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Deck Area	168 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3105 SABLE OAKS RD
City	BLOOMINGTON
State	IL
Zip	61704-4850
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	GAELIC PLACE SUB 2ND ADD LOT 73
Legal Range	02E
Legal Township	23N
Legal Section	12
Legal Subdivision	GAELIC PLACE
Legal Lot Number	73
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1009
Census Tract	1108

Owner

3105 Sable Oaks Rd is owned and occupied by an individual who bought it in October 2025.

Source: McLean County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	3105 SABLE OAKS RD, BLOOMINGTON, IL 61704-4850
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2025 · Amount on File
Deed Sale	Oct 13, 2025 · Amount on File
Prior Sale	Aug 13, 2015 · Amount on File
Deed Document Number	202514586
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 13, 2025
Property Address	3105 SABLE OAKS RD, BLOOMINGTON, IL 61704-4850
Document Number	202500014586
Map Reference	DOC 2002R06562
Instrument Date	Sep 30, 2025
Instrument	2025-00014586
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	UNKNOWN, ILHTG

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3105 SABLE OAKS RD, BLOOMINGTON, IL 61704-4850

Mortgage

Document Number	202500014587
Date	Oct 13, 2025
Instrument	2025-00014587

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.75%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$147,253 (+5.33%) Land $29,920 Building $117,333	$441,759 (+5.33%) Land $89,760 Building $351,999
2024	$10,848.00 (+18.69%)	$139,805 (+21.19%) Land $28,407 Building $111,398	$419,415 (+21.19%) Land $85,221 Building $334,194
2023	$9,140.00	$115,364 Land $23,441 Building $91,923	$346,092 Land $70,323 Building $275,769

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3105 Sable Oaks Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3105 Sable Oaks Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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