3102 Sable Oaks Rd, Bloomington, IL 61704 Property Records

McLean County property record for 3102 Sable Oaks Rd, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,599 sqft · built 2003
Lot Size	0.189 acres (8,230 sqft)
Owner	Individual Name on File
Last Sale	$405,000 (May 2025)
Tax Bill	$9,573 (2024)
Deeds & Mortgages	Jun 2026 Transfer Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-12-401-006`

Property Details

APN / Parcel Number

Primary APN	`21-12-401-006`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,599 sqft Living Area
Gross Area	3,237 sqft
1st Floor Area	1,158 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	8,230 sqft (0.189 acres)
Lot Dimensions	120 ft deep x 70 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Deck Area	192 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3102 SABLE OAKS RD
City	BLOOMINGTON
State	IL
Zip	61704-4841
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	GAELIC PLACE SUB 2ND ADD LOT 70
Legal Range	02E
Legal Township	23N
Legal Section	12
Legal Subdivision	GAELIC PLACE
Legal Lot Number	70
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1005
Census Tract	1108

Owner

3102 Sable Oaks Rd is owned and occupied by an individual who acquired it in May 2026.

Source: McLean County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3102 SABLE OAKS RD, BLOOMINGTON, IL 61704-4841
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2025 · Amount on File
Deed Sale	May 30, 2025 · Amount on File
Deed Document Number	20257221
Last Transfer Date	May 4, 2026
Transfer Doc	0000007943
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 12, 2026
Property Address	3102 SABLE OAKS RD, BLOOMINGTON, IL 61704-4841
Document Number	0000007943
Instrument Date	May 4, 2026
Instrument	20267943
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3102 SABLE OAKS RD, BLOOMINGTON, IL 61704-4841

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3102 SABLE OAKS RD, BLOOMINGTON, IL 61704-4841
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000014963
Date	Aug 4, 2020
Instrument	2020-00014963

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$130,692 Land $21,762 Building $108,930	$392,076 Land $65,286 Building $326,790
2024	$9,573.00 (+18.83%)
2023	$8,056.00	$102,388 Land $17,049 Building $85,339	$307,164 Land $51,147 Building $256,017

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3102 Sable Oaks Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3102 Sable Oaks Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Frontier.

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