3105 Ringtail Dr, Waxhaw, NC 28173 Property Records

Union County property record for 3105 Ringtail Dr, Waxhaw, NC 28173

Property Summary

Property Type	Rural Home
Details	6 bd · 5.5 ba · 3,946 sqft · built 2012
Lot Size	0.309 acres (13,460 sqft)
Owner	2 Individual Names on Record
Last Sale	$675,500 (Aug 2021)
Tax Bill	$6,096 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-108-731`

Property Details

APN / Parcel Number

Primary APN	`06-108-731`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,946 sqft Living Area
1st Floor Area	1,671 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	13,460 sqft (0.309 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	155 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	3105 RINGTAIL DR
City	WAXHAW
State	NC
Zip	28173-7181
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	CU R-3 PRD
Legal Description	#623 LAWSON PH4 MP6 OPCL677
Legal Subdivision	LAWSON
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	2
Census Block	2019
Census Tract	21012

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3105 RINGTAIL DR, WAXHAW, NC 28173-7181
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Warranty Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES
Sep 11, 2017	Warranty Deed, Transfer · Conventional Mortgage WILMINGTON SAVINGS FUND SOCIETY FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2021 · Amount on Record
Deed Sale	Aug 11, 2021 · Amount on Record
Prior Sale	Sep 11, 2017 · Amount on Record
Deed Document Number	202137844
Deed Book / Page	8201 / 839
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 11, 2021
Property Address	3105 RINGTAIL DR, WAXHAW, NC 28173-7181
Document Number	8201839
Book / Page	8201 / 839
Map Reference	MB L PG 677
Instrument Date	Aug 3, 2021
Instrument	37844
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,351.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1578 BUNBURY DR, 1578, THOMPSONS STATION, TN 37179-9724

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3105 RINGTAIL DR, WAXHAW, NC 28173-7181
Investor	Possibly a Property Investor

Mortgage

Document Number	37845
Date	Aug 11, 2021
Instrument	37845

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 11, 2017
Property Address	3105 RINGTAIL DR, WAXHAW, NC 28173-7181
Document Number	0007012217
Book / Page	7012 / 217
Map Reference	MB L PG 677
Instrument Date	Aug 24, 2017
Instrument	0026601
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	MERIDIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	180 BEACH DR NE UNIT 701, 180, SAINT PETERSBURG, FL 33701-3921

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3105 RINGTAIL DR, WAXHAW, NC 28173-7181

Mortgage

Document Number	0000026602
Date	Sep 11, 2017
Instrument	0026602

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Waxhaw Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$791,600 (-) Land $153,300 Building $638,300	$791,600 (-) Land $153,300 Building $638,300
2025	$6,096.00 (+28.09%)	$791,600 (+68.78%) Land $153,300 Building $638,300	$791,600 (+68.78%) Land $153,300 Building $638,300
2023	$4,759.00	$469,000 Land $94,200 Building $374,800	$469,000 Land $94,200 Building $374,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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