3213 Ringtail Dr, Waxhaw, NC 28173 Property Records

Union County property record for 3213 Ringtail Dr, Waxhaw, NC 28173

Property Summary

Property Type	Rural Home
Details	5 bd · 3.5 ba · 3,478 sqft · built 2013
Lot Size	0.284 acres (12,371 sqft)
Owner	2 Individual Names on File
Last Sale	$780,000 (Aug 2024)
Tax Bill	$5,826 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Jan 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`06-108-852`

Property Details

APN / Parcel Number

Primary APN	`06-108-852`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,478 sqft Living Area
1st Floor Area	2,096 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	12,371 sqft (0.284 acres)
Garage Type	Attached
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	3213 RINGTAIL DR
City	WAXHAW
State	NC
Zip	28173-7276
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	CU R-3 PRD
Legal Description	#654 LAWSON PH4 MAP12 OPCL968-969
Legal Subdivision	LAWSON
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	2
Census Block	2016
Census Tract	21012

Owner

3213 Ringtail Dr, a rural home, is owned by two individuals who bought it in August 2024.

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3808 BOUNTY CT, MATTHEWS, NC 28104-9505
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Apr 21, 2020	Quit Claim Deed, Transfer NATIONS LNDG
Jul 1, 2019	Quit Claim Deed, Transfer · Conventional with PMI US MTG/NC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2024 · Amount on File
Deed Sale	Aug 9, 2024 · Amount on File
Prior Sale	May 12, 2015 · Amount on File
Deed Document Number	202418828
Deed Book / Page	8955 / 771
Prior Transfer Date	Mar 26, 2020
Prior Transfer Doc	7642193
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3213 RINGTAIL DR, WAXHAW, NC 28173-7276
Transaction Type	Mortgage
Record Updated	Aug 8, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008748832
Date	Jul 21, 2023
Book Page	8748/832
Instrument	17534

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3213 RINGTAIL DR, WAXHAW, NC 28173-7276
Transaction Type	Mortgage
Record Updated	Feb 24, 2022
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008368398
Date	Jan 10, 2022
Book Page	8368/398
Instrument	1067

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3213 RINGTAIL DR, WAXHAW, NC 28173-7276
Transaction Type	Mortgage
Record Updated	Jul 5, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8140854
Date	Jun 17, 2021
Book Page	8140/854
Instrument	28834

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3213 RINGTAIL DR, WAXHAW, NC 28173-7276
Transaction Type	Mortgage
Record Updated	Feb 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7966836
Date	Jan 27, 2021
Book Page	7966/836
Instrument	3718

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Apr 21, 2020
Property Address	3213 RINGTAIL DR, WAXHAW, NC 28173-7276
Document Number	7642193
Book / Page	007642 / 000193
Instrument Date	Mar 26, 2020
Instrument	13174
Transaction Type	Transfer
Record Updated	Jun 15, 2020
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3213 RINGTAIL DR WAXHAW NC 281737276, WAXHAW, NC 28173-7276

Mortgage

Document Number	7642195
Date	Apr 21, 2020
Book Page	007642/000195
Instrument	13175

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2050

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Jul 1, 2019
Property Address	3213 RINGTAIL DR, WAXHAW, NC 28173-7276
Document Number	7405247
Book / Page	007405 / 000247
Instrument Date	Jun 24, 2019
Instrument	18534
Transaction Type	Transfer
Record Updated	Jul 12, 2019
Title Company	TITLE 365

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3213 RINGTAIL DR WAXHAW NC 281737276, WAXHAW, NC 28173-7276

Mortgage

Document Number	7405250
Date	Jul 1, 2019
Book Page	007405/000250
Instrument	18535

Lender

Name	US MTG/NC
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Jun 30, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 3213 Ringtail Dr was $5,826.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Waxhaw Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$756,500 (-) Land $153,300 Building $603,200	$756,500 (-) Land $153,300 Building $603,200
2025	$5,826.00	$756,500 Land $153,300 Building $603,200	$756,500 Land $153,300 Building $603,200
2023	$4,541.00	$447,500 Land $94,200 Building $353,300	$447,500 Land $94,200 Building $353,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3213 Ringtail Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3213 Ringtail Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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