3105 N Spaulding Ave, Chicago, IL 60618 Property Records

Cook County property record for 3105 N Spaulding Ave, Chicago, IL 60618

Property Summary

Property Type	Single Family Home
Details	built 1915
Lot Size	0.68 acres (2,952 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Oct 2008)
Tax Bill	$2,212 (2023)
Deeds & Mortgages	Aug 2022 Line of Credit Jan 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-26-206-021`

Property Details

APN / Parcel Number

Primary APN	`13-26-206-021`
Alternative APN	`13-26-206-021-0000`

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Lot Area	2,952 sqft (0.68 acres)

Location & Zoning

Street Address	3105 N SPAULDING AVE
City	CHICAGO
State	IL
Zip	60618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Range	13E
Legal Township	40N
Legal Section	26
Legal Subdivision	SNOWBOOKS
Legal Block	2
Legal Lot Number	1,2
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1001
Census Tract	210601

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3109 N SPAULDING AVE, CHICAGO, IL 60618-6804
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 7, 2019	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2008 · Amount on Record
Deed Sale	Oct 3, 2008 · Amount on Record
Deed Document Number	200842003
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3105 N SPAULDING AVE, CHICAGO, IL 60618
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0023604202
Date	Aug 24, 2022
Instrument	2223604202

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Aug 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3105 N SPAULDING AVE, CHICAGO, IL 60618
Document Number	1905613030
Instrument Date	Jan 7, 2019
Transaction Type	Mortgage
Record Updated	Mar 11, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3109 N SPAULDING AVE CHICAGO IL 606186804, CHICAGO, IL 60618-6804

Mortgage

Document Number	1905613030
Date	Feb 25, 2019
Instrument	5613030

Lender

Name	PNC BK
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Feb 24, 2031

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$12,980 (+24.27%) Land $12,841 Building $139	$129,800 (+24.27%) Land $128,410 Building $1,390
2023	$2,212.00 (+2.65%)
2022	$2,155.00	$10,445 Land $10,334 Building $111	$104,450 Land $103,340 Building $1,110

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 975 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Fiber	1,500 / 1,500
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Verizon.

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