3101 N Spaulding Ave, Chicago, IL 60618 Property Records

Cook County property record for 3101 N Spaulding Ave, Chicago, IL 60618

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 950 sqft · built 1960
Lot Size	0.068 acres (2,952 sqft)
Owner	2 Individual Names on File
Last Sale	$570,000 (Jul 2024)
Tax Bill	$9,462 (2023)
Deeds & Mortgages	Apr 2021 Sale & Mortgage May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-26-206-023`

Property Details

APN / Parcel Number

Primary APN	`13-26-206-023`
Alternative APN	`13-26-206-023-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	950 sqft Living Area
1st Floor Area	950 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1962
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	2,952 sqft (0.068 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3101 N SPAULDING AVE
City	CHICAGO
State	IL
Zip	60618-6804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(AVONDALE)(PHILPOTS) SUB OF LTS1,2,5,&6, OF BRANDS SU B OF THE NE SEC 26-40-13
Legal Range	13E
Legal Township	40N
Legal Section	26
Legal Subdivision	AVONDALE PHILPOTS
Legal Block	10
Legal Lot Number	1,2,5
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1001
Census Tract	210601

Owner

3101 N Spaulding Ave is owned and occupied by two individuals who bought it in July 2024.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3101 N SPAULDING AVE, CHICAGO, IL 60618-6804
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
May 7, 2020	Deed of Trust, Mortgage GUARANTEED RATE
Aug 7, 2018	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE
Mar 2, 2018	Deed of Trust, Mortgage · Line of Credit FINANCE OF AMERICA COM'L LLC
Feb 7, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2024 · Amount on File
Deed Sale	Jul 30, 2024 · Amount on File
Prior Sale	Apr 13, 2021 · Amount on File
Deed Document Number	202423049
Prior Transfer Date	Dec 16, 1994
Prior Transfer Doc	0000000634
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 13, 2021
Property Address	3101 N SPAULDING AVE, CHICAGO, IL 60618-6804
Document Number	0010320251
Instrument Date	Mar 31, 2021
Instrument	2110320251
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3101 N SPAULDING AVE, CHICAGO, IL 60618-6804

Mortgage

Document Number	0010320252
Date	Apr 13, 2021
Instrument	2110320252

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3101 N SPAULDING AVE, CHICAGO, IL 60618-6804
Document Number	2016355044
Instrument Date	May 7, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3101 N SPAULDING AVE CHICAGO IL 606186804, CHICAGO, IL 60618-6804

Mortgage

Document Number	2016355044
Date	Jun 11, 2020
Instrument	16355044

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 7, 2018
Property Address	3101 N SPAULDING AVE, CHICAGO, IL 60618-6804
Document Number	1821904053
Instrument Date	Jul 31, 2018
Instrument	21904053
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3101 N SPAULDING AVE CHICAGO IL 606186804, CHICAGO, IL 60618-6804

Mortgage

Document Number	1821904054
Date	Aug 7, 2018
Instrument	21904054

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2048

Interest

Rate Type	Fixed Rate
Rate	4.62%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3101 N SPAULDING AVE, CHICAGO, IL 60618-6804
Document Number	1806812048
Instrument Date	Mar 2, 2018
Transaction Type	Mortgage
Record Updated	Mar 20, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	30 E HURON ST #1207 CHICAGO IL 606112791, 1207, CHICAGO, IL 60611-2791

Mortgage

Document Number	1806812048
Date	Mar 9, 2018
Instrument	6812048

Lender

Name	FINANCE OF AMERICA COM'L LLC
Address	LISLE, IL 60532

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	7.99%

February 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	COOK IL
Recording Date	Feb 7, 2018
Property Address	3101 N SPAULDING AVE, CHICAGO, IL 60618-6804
Document Number	1803819000
Instrument Date	Jan 26, 2018
Instrument	3819000
Transaction Type	Foreclosure
Record Updated	Feb 14, 2018

Transaction

Amount	Amount on Record
Tax	$240.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	30 E HURON ST #1207 CHICAGO IL 606112791, 1207, CHICAGO, IL 60611-2791

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$42,000 Land $12,841 Building $29,159	$420,000 Land $128,410 Building $291,590
2023	$9,462.00 (-4.48%)
2022	$9,906.00	$48,000 Land $10,332 Building $37,668	$480,000 Land $103,320 Building $376,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3101 N Spaulding Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3101 N Spaulding Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 975 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Fiber	1,500 / 1,500
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Verizon.

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