3105 Lupine Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 3105 Lupine Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,144 sqft · built 1988
Lot Size	0.163 acres (7,092 sqft)
Owner	2 Individual Names on File
Last Sale	$137,300 (Aug 2014)
Tax Bill	$1,886 (2025)
Deeds & Mortgages	May 2022 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`027.036.04002043`

Property Details

APN / Parcel Number

Primary APN	`027.036.04002043`

Interior

Full Baths	2 Baths
Building Area	1,144 sqft Living Area
Gross Area	1,612 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Split Level
Construction Type	Frame
Lot Area	7,092 sqft (0.163 acres)
Lot Dimensions	108 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	468 sqft
Deck Area	Deck Area
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3105 LUPINE DR
City	ARNOLD
State	MO
Zip	63010-5803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	SHELLEY MANOR 2 LOT 169
Legal Range	5E
Legal Township	43N
Legal Section	36
Legal Subdivision	SHELLEY MANOR 2
Legal Block	2
Legal Lot Number	169
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2003
Census Tract	700116

Owner

3105 Lupine Dr is owned and occupied by two individuals who bought it in August 2014.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3105 LUPINE DR, ARNOLD, MO 63010-5803
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Apr 16, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 30, 2020	Deed of Trust, Mortgage · Line of Credit FIRST MO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2014 · Amount on File
Deed Sale	Aug 26, 2014 · Amount on File
Prior Sale	Dec 17, 1998 · Amount on File
Deed Document Number	201425388
Prior Transfer Date	Aug 12, 2000
Prior Transfer Doc	1036002173
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3105 LUPINE DR, ARNOLD, MO 63010-5803
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017642
Date	May 26, 2022
Instrument	2022R-017642

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3105 LUPINE DR, ARNOLD, MO 63010-5803
Transaction Type	Mortgage
Record Updated	May 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R016893
Date	Apr 16, 2021
Instrument	2021R-016893

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	281 Months
Due	Sep 1, 2044

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3105 LUPINE DR, ARNOLD, MO 63010-5803
Document Number	0000043400
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3105 LUPINE DE ADDISON IL 60101, ADDISON, IL 60101

Mortgage

Document Number	0000043400
Date	Nov 13, 2020
Instrument	43400

Lender

Name	FIRST MO CU
Type	Credit Union
Address	SAINT LOUIS, MO 63125

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3105 Lupine Dr was $1,886.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,300 (-) Land $3,100 Building $24,200	$143,600 Land $16,100 Building $127,500
2025	$1,886.00	$27,300 Land $3,100 Building $24,200
2024			$143,600 (+8.79%) Land $16,100 Building $127,500
2023	$1,780.00	$25,100 Land $3,100 Building $22,000	$132,000 Land $16,100 Building $115,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3105 Lupine Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3105 Lupine Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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