Webb County property record for 3105 Garfield St, Laredo, TX 78043
| Property Type | Single Family Home |
|---|---|
| Details | 2,192 sqft · built 1989 |
| Lot Size | 0.146 acres (6,385 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,211 (2024) |
| Deeds & Mortgages | Oct 2023 Mortgage Mar 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 662-01942-030 |
| Primary APN | 662-01942-030 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,192 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| 2nd Floor Area | 960 sqft |
| Year Built | Built 1989 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,385 sqft (0.146 acres) |
| Lot Dimensions | 139 ft deep x 46 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 214 sqft |
| Storage Building | 100 sqft |
| Account Number | 181469 |
|---|---|
| Old Parcel Number | 66201942030 |
| Street Address | 3105 GARFIELD ST |
| City | LAREDO |
| State | TX |
| Zip | 78043-3120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLK 1942 ED |
| Legal Subdivision | EASTERN -- BLOCKS 1901 - 1950 |
| Legal Block | 1942 |
| Legal Lot Number | 3 |
| Jurisdiction | WEBB TX |
| Township / Civil Division | LAREDO |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 1001 |
Source: Webb County assessment roll, APN 662-01942-030, as of July 25, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3105 GARFIELD ST, LAREDO, TX 78043-3120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 06, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 29, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 30, 2021 | Vendor's Lien, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 30, 2021 |
| Deed Sale | Jul 30, 2021 |
| Prior Sale | Apr 20, 2016 |
| Deed Document Number | 1437426 |
| Deed Book / Page | 5082 / 238 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 3105 GARFIELD ST, LAREDO, TX 78043-3120 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2023 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 3105 GARFIELD ST, LAREDO, TX 78043-3120 |
| Document Number | 005542/516 |
|---|---|
| Date | Oct 06, 2023 |
| Book Page | 5542/516 |
| Instrument | 1512293 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CORAOPOLIS, PA 15108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 334 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 3105 GARFIELD ST, LAREDO, TX 78043-3120 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3105 GARFIELD ST, LAREDO, TX 78043-3120 |
| Document Number | 005438/717 |
|---|---|
| Date | Mar 29, 2023 |
| Book Page | 5438/717 |
| Instrument | 1495726 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CORAOPOLIS, PA 15108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Aug 01, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | WEBB TX |
| Recording Date | Jul 30, 2021 |
| Property Address | 3105 GARFIELD ST, LAREDO, TX 78043-3120 |
| Document Number | 5082/238 |
| Book / Page | 5082 / 238 |
| Map Reference | VOL 87 PG 413-415 |
| Instrument Date | Jul 29, 2021 |
| Instrument | 1437426 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2306 WILLOW ST, LAREDO, TX 78043-4403 |
| Document Number | 1437427 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 1437427 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
Source: Webb County assessment roll as of July 25, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Laredo City |
| County | Webb County |
| Unified School District | Laredo Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $195,130 (-8.33%) Land $63,275 Building $131,855 | $195,130 (-8.33%) Land $63,275 Building $131,855 | |
| 2024 | $1,211.00 (-10.03%) | ||
| 2023 | $212,856 Land $51,016 Building $161,840 | $212,856 Land $51,016 Building $161,840 | |
| 2022 | $1,346.00 |
Source: FEMA National Flood Hazard Layer, Webb County (48479C), as of October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484790010012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 98.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 660 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Source: EPA Safe Drinking Water Information System, water system TX2400001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF LAREDO serves 260,046 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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