Webb County property record for 3103 Garfield St, Laredo, TX 78043
| Property Type | Single Family Home |
|---|---|
| Details | 2,150 sqft · built 1799 |
| Lot Size | 0.146 acres (6,385 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $479 (2024) |
| Deeds & Mortgages | Oct 2025 Mortgage Sep 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 662-01942-020 |
| Primary APN | 662-01942-020 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,150 sqft Living Area |
| Gross Area | 2,390 sqft |
| 1st Floor Area | 2,150 sqft |
| Utility Area | 240 sqft |
| Utility Room | Utility Room |
| Year Built | Built 1799 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,385 sqft (0.146 acres) |
| Lot Dimensions | 139 ft deep x 46 ft wide |
| Porch | Open Porch |
| Porch Area | 314 sqft |
| Storage Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 181468 |
|---|---|
| Old Parcel Number | 66201942020 |
| Street Address | 3103 GARFIELD ST |
| City | LAREDO |
| State | TX |
| Zip | 78043-3120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLK 1942 ED |
| Legal Subdivision | EASTERN -- BLOCKS 1901 - 1950 |
| Legal Block | 1942 |
| Legal Lot Number | 2 |
| Jurisdiction | WEBB TX |
| Township / Civil Division | LAREDO |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 1001 |
Source: Webb County records · APN 662-01942-020
Assessment roll updated July 25, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3103 GARFIELD ST, LAREDO, TX 78043-3120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LAREDO FCU |
| Sep 08, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LAREDO FCU |
| Apr 29, 2019 | Deed of Trust, Mortgage · Stand-Alone First Mortgage LAREDO FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 3103 GARFIELD ST, LAREDO, TX 78043-3120 |
| Transaction Type | Mortgage |
| Record Updated | Nov 06, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3103 GARFIELD ST, LAREDO, TX 78043-3120 |
| Investor | Possibly a Property Investor |
| Document Number | 005928/793 |
|---|---|
| Date | Oct 27, 2025 |
| Book Page | 5928/793 |
| Instrument | 1571304 |
| Name | LAREDO FCU |
|---|---|
| Type | Credit Union |
| Address | 7114 MCPHERSON RD, LAREDO, TX 78041 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 145 Months |
| Due | Nov 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 3103 GARFIELD ST, LAREDO, TX 78043-3120 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005342/36 |
|---|---|
| Date | Sep 08, 2022 |
| Book Page | 5342/36 |
| Instrument | 1478904 |
| Name | LAREDO FCU |
|---|---|
| Type | Credit Union |
| Address | LAREDO, TX 78041 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 3103 GARFIELD ST, LAREDO, TX 78043-3120 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2019 |
| Name | Verified Name |
|---|
| Document Number | 4590/400 |
|---|---|
| Date | Apr 29, 2019 |
| Book Page | 4590/400 |
| Instrument | 1359218 |
| Name | LAREDO FCU |
|---|---|
| Type | Credit Union |
| Address | LAREDO, TX 78041 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 01, 2029 |
Source: Webb County records · Assessment roll updated July 25, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Laredo City |
| County | Webb County |
| Unified School District | Laredo Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $136,073 (-3.82%) Land $63,275 Building $72,798 | $136,073 (-3.82%) Land $63,275 Building $72,798 | |
| 2024 | $479.00 | ||
| 2023 | $141,480 Land $51,016 Building $90,464 | $141,480 Land $51,016 Building $90,464 | |
| 2022 | $479.00 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 98.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Based on FCC filings for 660 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF LAREDO serves 260,046 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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