3104 Summitrun Dr, Independence, KY 41051 Property Records

Kenton County property record for 3104 Summitrun Dr, Independence, KY 41051

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,443 sqft · built 2005
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Last Sale$147,500 (Oct 2008)
Tax Bill$2,753 (2025)
Deeds & MortgagesJun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN059-20-01-257.00

Property Details

APN / Parcel Number

Primary APN059-20-01-257.00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,443 sqft Finished Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Foundation TypeConcrete
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions102 ft deep x 48 ft wide
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Street Address3104 SUMMITRUN DR
CityINDEPENDENCE
StateKY
Zip41051-6720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCLOVER RIDGE SEC 18 LOT 257
Legal SubdivisionCLOVER RIDGE
Legal Phase18
Legal Lot Number257
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group2
Census Block2001
Census Tract66802

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3104 SUMMITRUN DR, INDEPENDENCE, KY 41051-6720
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 6, 2008 · Amount on Record
Deed SaleOct 6, 2008 · Amount on Record
Prior SaleAug 5, 2005 · Amount on Record
Deed Document Number200810 06 059 00056
Deed Book / Page2385 / 88
Record UpdatedOct 29, 2026

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJun 16, 2017
Property Address3104 SUMMITRUN DR, INDEPENDENCE, KY 41051-6720
Document Number0000000196
Book / Page0I3956 / 000275
Instrument DateJun 12, 2017
Instrument196
Transaction TypeTransfer
Record UpdatedJul 20, 2017
Title CompanyLAWYERS TITLE/CINCINNATI INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$155.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3104 SUMMITRUN DR INDEPENDENCE KY 410516720, INDEPENDENCE, KY 41051-6720

Mortgage

Document Number197
DateJun 16, 2017
Book Page003956/000278
Instrument197
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
AmountAmount Recorded
Term360 Months
DueJun 15, 2047

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityIndependence City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$236,800 (-) Land $35,000 Building $201,800$236,800 (-) Land $35,000 Building $201,800
2025$2,753.00 (+19.8%)$236,800 (+30.04%) Land $35,000 Building $201,800$236,800 (+30.04%) Land $35,000 Building $201,800
2023$2,298.00$182,100 Land $30,000 Building $152,100$182,100 Land $30,000 Building $152,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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