Kenton County property record for 3099 Summitrun Dr, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,423 sqft · built 2005 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $153,000 (May 2015) |
| Tax Bill | $2,694 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 059-20-01-248.00 |
| Primary APN | 059-20-01-248.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,423 sqft Finished Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 3099 SUMMITRUN DR |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-6722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLOVER RIDGE SEC 18 LOT 248 |
| Legal Subdivision | CLOVER RIDGE |
| Legal Phase | 18 |
| Legal Lot Number | 248 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 66802 |
3099 Summitrun Dr is owned and occupied by two individuals who bought it in May 2015.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3099 SUMMITRUN DR, INDEPENDENCE, KY 41051-6722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC |
| Apr 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage POLARIS HM FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2015 · Amount on File |
| Deed Sale | May 8, 2015 · Amount on File |
| Prior Sale | Oct 29, 2008 · Amount on File |
| Deed Document Number | 201505 08 059 00036 |
| Deed Book / Page | 3589 / 162 |
| Prior Transfer Date | Dec 3, 2009 |
| Prior Transfer Doc | 0005900085 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3099 SUMMITRUN DR, INDEPENDENCE, KY 41051-6722 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2021 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI |
| Name | Verified Name |
|---|
| Document Number | 0005900193 |
|---|---|
| Date | Aug 5, 2021 |
| Book Page | 252/75 |
| Instrument | 21080505900193 |
| Name | SUCCESS MORTGAGE PARTNERS INC |
|---|---|
| Type | Mortgage Company |
| Address | PLYMOUTH, MI 48170 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3099 SUMMITRUN DR, INDEPENDENCE, KY 41051-6722 |
| Document Number | 0000000091 |
| Instrument Date | Apr 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2020 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3099 SUMMITRUN DR INDEPENDENCE KY 410516722, INDEPENDENCE, KY 41051-6722 |
| Document Number | 0000000091 |
|---|---|
| Date | May 5, 2020 |
| Book Page | 000M40/000812 |
| Instrument | 91 |
| Name | POLARIS HM FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | GRANDVILLE, MI 49418 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 4, 2035 |
The 2025 property tax bill for 3099 Summitrun Dr was $2,694.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $231,700 (-) Land $35,000 Building $196,700 | $231,700 (-) Land $35,000 Building $196,700 | |
| 2025 | $2,694.00 | $231,700 Land $35,000 Building $196,700 | $231,700 Land $35,000 Building $196,700 |
| 2023 | $2,267.00 | $179,700 Land $30,000 Building $149,700 | $179,700 Land $30,000 Building $149,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3099 Summitrun Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3099 Summitrun Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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