3104 Stearns Rd, Valrico, FL 33596 Property Records

Hillsborough County property record for 3104 Stearns Rd, Valrico, FL 33596

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,528 sqft · built 1967
Lot Size3.09 acres (135,019 sqft)
OwnerIndividual Name on File
Tax Bill$4,639 (2025)
Flood ZoneZone X (minimal risk)
APN087461-0000

Property Details

APN / Parcel Number

Primary APN087461-0000
Alternative APN
  • U083021ZZZ000004310900

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,528 sqft Living Area
Gross Area1,732 sqft
1st Floor Area1,288 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1996
Architectural StyleMansion
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area135,019 sqft
Garage Area2,400 sqft
Parking Spaces11 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area348 sqft
Shed1 Shed
Shed Area240 sqft
Utility Building168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0874610000
Street Address3104 STEARNS RD
CityVALRICO
StateFL
Zip33596-6463
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAS-1
Legal DescriptionE 1/2 OF SW 1/4 OF NE 1/4 OF NW 1/4 LESS N 200 FT AND LESS W 30 FT AND LESS RD R/W
Legal Range21E
Legal Township30S
Legal Section08
Legal SubdivisionUNPLATTED
Legal TractZZZ
Legal Block4
Legal Lot Number31090
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group1
Census Block1010
Census Tract13208

Owner

3104 Stearns Rd is owned and occupied by an individual.

Source: Hillsborough County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address3104 STEARNS RD, VALRICO, FL 33596-6463
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3104 Stearns Rd was $4,639 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$270,382 (+2.7%)$445,984 (+5.54%) Land $311,184 Building $134,800
2025$4,639.00 Homeowner's exemption$263,274$422,585 Land $284,125 Building $138,460
2023$4,109.00 (+4.9%) Homeowner's exemption$248,402 (+3%)$395,594 (+10.07%) Land $243,536 Building $152,058
2022$3,917.00 Homeowner's exemption$241,167$359,386 Land $202,946 Building $156,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3104 Stearns Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 48 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies48 in force
Nearby Flood Claims12 (1997–2024)
Claims Outside the SFHA1 of 12
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3104 Stearns Rd is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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