3104 Reflection Dr, Naperville, IL 60564 Property Records

Will County property record for 3104 Reflection Dr, Naperville, IL 60564 · Last verified July 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bathrooms2.5 Baths
Year BuiltBuilt 1999
Square Footage2,012 sqft Total Area
Lot Size5,638 sqft (0.13 acres)
Garage454 sqft
OccupancyOwner Occupied
Last Sale$229,000 (2004)
Tax Bill$7,864.00 (2025)

Property Details

APN / Parcel Number

Primary APN07-01-09-203-001

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,012 sqft Total Area
1st Floor Area851 sqft 1st Floor
2nd Floor Area1,161 sqft 2nd Floor
Basement Area851 sqft Basement
Unfinished Basement851 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleTownhouse
Construction TypeFrame
Lot Area5,638 sqft (0.13 acres)
Garage Area454 sqft Garage

Location & Zoning

Street Address3104 REFLECTION DR
CityNAPERVILLE
StateIL
Zip60564-4635
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 163 IN THE SIGNATURE CLUB AT CLEARWATER, A SUB OF PRT OF THE E1/2 NE1/4 OF SEC 9, T37N-R9E.
Legal Range09E
Legal Township37N
Legal Section09
Legal SubdivisionSIGNATURE CLUB @ CLEARWATER
Legal Lot Number163
JurisdictionWILL IL
Township / Civil DivisionWHEATLAND
Census Block Group1
Census Block1002
Census Tract880323

Owner

Source: Will County records · APN 07-01-09-203-001

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address3104 REFLECTION DR, NAPERVILLE, IL 60564-4635
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2025Intrafamily Transfer, Transfer
Apr 16, 2018Quit Claim Deed, Mortgage · Conventional Mortgage
JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 07, 2004 · Amount on Record
Deed SaleSep 07, 2004 · Amount on Record
Prior SaleDec 03, 1999 · Amount on Record
Deed Document Number2004165119
Last Transfer DateJul 10, 2014
Transfer Doc0000075936
Record UpdatedSep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWILL IL
Recording DateOct 23, 2025
Property Address3104 REFLECTION DR, NAPERVILLE, IL 60564-4635
Document Number0000059530
Map ReferenceDOC R97-108385
Instrument DateAug 18, 2025
InstrumentR2025059530
Transaction TypeTransfer
Record UpdatedNov 06, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3104 REFLECTION DR, NAPERVILLE, IL 60564-4635

April 2018: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionWILL IL
Recording DateApr 16, 2018
Property Address3104 REFLECTION DR, NAPERVILLE, IL 60564-4635
Document Number0000025193
Instrument DateFeb 14, 2018
Instrument25193
Transaction TypeMortgage
Record UpdatedMay 01, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3104 REFLECTION DR NAPERVILLE IL 605644635, NAPERVILLE, IL 60564-4635

Mortgage

Document Number25194
DateApr 16, 2018
Instrument25194
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240-2050
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 15, 2048

Tax Assessment & Valuation

Source: Will County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionWheatland Township
MunicipalityNaperville City
Unified School DistrictIndian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,864.00 (+5.32%)
2024$7,467.00 (+11.85%)$122,008 (+24.31%) Land $31,481 Building $90,527$366,024 (+24.31%) Land $94,443 Building $271,581
2022$6,676.00 Homeowner's exemption$98,151 Land $26,308 Building $71,843$294,453 Land $78,924 Building $215,529

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Will County (17197C), updated June 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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