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3028 Reflection Dr, Naperville, IL 60564 Property Records

Will County property record for 3028 Reflection Dr, Naperville, IL 60564 · Last verified July 2026

Property Summary

Property TypeFast Food Restaurant
Details41,992 sqft · built 2002
Lot Size0.96 acres (41,818 sqft)
OwnerCompany Name on File
Last Sale$1,985,000 (Sep 2022)
Tax Bill$21,912 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Dec 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN07-01-09-203-044

Property Details

APN / Parcel Number

Primary APN07-01-09-203-044

Interior

Building Area41,992 sqft Total Area

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area41,818 sqft (0.96 acres)

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address3028 REFLECTION DR
CityNAPERVILLE
StateIL
Zip60564-8230
Property CategoryCommercial
Property TypeCommercial > Retail > Fast Food Restaurant
Legal DescriptionLOT 6 IN WHEATLAND CROSSING PHASE 2, BEING A RESUB OF LOTS 5, 6 7 OF WHEATLAND CROSSING, BEING A SUB OF PRT OF THE NE1/4 OF
Legal Range09E
Legal Township37N
Legal Section09
Legal SubdivisionCOMMERCIAL
Legal Phase2
Legal Block2
Legal Lot Number6
JurisdictionWILL IL
Township / Civil DivisionWHEATLAND
Census Block Group1
Census Block1002
Census Tract880323

Owner

Source: Will County records · APN 07-01-09-203-044

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address558 W WEBSTER AVE, A, CHICAGO, IL 60614-0900
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2022Warranty Deed, Transfer · Commercial Mortgage
AMALGAMATED BANK OF CHICAGO
Dec 08, 2021Deed of Trust, Mortgage · Commercial Mortgage
CJS CHICAGO HARLEM AVE LLC
Jul 27, 2022Lease, Transfer
ATTORNEY ONLY, ATTORNEY
Sep 28, 2017Deed of Trust, Mortgage
TOTALBANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 20, 2022 · Amount on Record
Deed SaleSep 20, 2022 · Amount on Record
Prior SaleSep 03, 2014 · Amount on Record
Deed Document Number202269683
Record UpdatedSep 20, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILL IL
Recording DateSep 20, 2022
Property Address3028 REFLECTION DR, NAPERVILLE, IL 60564-8230
Document Number0000069683
Map ReferenceDOC R2002-105328
Instrument DateSep 08, 2022
InstrumentR2022069683
Transaction TypeTransfer
Record UpdatedSep 30, 2022
Title CompanyFIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,985.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address200 SOUTH DR BISCAYNE BLVD7TH, 200, MIAMI, FL 33166-5942

Transferred To (Grantee/Buyer)

NameVerified Name
Address2001 N HALSTED ST STE 3RD, CHICAGO, IL 60614-4365

Mortgage

Document Number0000072968
DateOct 04, 2022
InstrumentR2022072968
Lender
NameAMALGAMATED BANK OF CHICAGO
TypeBank
AddressCHICAGO, IL 60602
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term24 Months
DueOct 10, 2024
Interest
Rate5.12%

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address3028 REFLECTION DR, NAPERVILLE, IL 60564-8230
Transaction TypeMortgage
Record UpdatedAug 05, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 S BISCAYNE BLVD, MIAMI, FL 33131-2310

Mortgage

Document Number0000131889
DateDec 08, 2021
InstrumentR2021131889
Lender
NameCJS CHICAGO HARLEM AVE LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

July 2022: Lease, Transfer

Document TypeLease
JurisdictionWILL IL
Recording DateJul 27, 2022
Property Address3028 REFLECTION DR, NAPERVILLE, IL 60564-8230
Document Number0000057154
Map ReferenceDOC R2002-105328
Instrument DateMay 26, 2022
InstrumentR2022057154
Transaction TypeTransfer
Record UpdatedAug 05, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address200 S BISEAYNE BOULEVARD 7TH, 200, MONROE, NY 10950

Transferred To (Grantee/Buyer)

NameVerified Name
Address10950 GRANDVIEW DR STE 300, 300, OVERLAND PARK, KS 66210-1586
InvestorPossibly a Property Investor

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address3028 REFLECTION DR, NAPERVILLE, IL 60564-8230
Document Number0000083539
Instrument DateSep 28, 2017
Transaction TypeMortgage
Record UpdatedNov 03, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9406 W BROADVIEW DR BAY HARBOR ISLANDS FL 331541924, BAY HARBOR ISLANDS, FL 33154-1924

Mortgage

Document Number0000083539
DateOct 24, 2017
Instrument83539
Lender
NameTOTALBANK
TypeBank
Address100 SE 2ND ST # 14TH, MIAMI, FL 33131-2158
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Will County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionWheatland Township
MunicipalityNaperville City
Unified School DistrictIndian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$21,912.00 (-5.34%)
2024$351,468 (+1%) Land $167,742 Building $183,726$1,054,404 (+1%) Land $503,226 Building $551,178
2022$23,149.00$319,517 Land $152,493 Building $167,024$958,551 Land $457,479 Building $501,072

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Will County (17197C), updated June 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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