3104 McClain Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 3104 McClain Dr, Cedar Falls, IA 50613 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1954
Square Footage	1,792 sqft Living Area
Lot Size	17,500 sqft (0.402 acres)
Garage	Attached, 620 sqft
Occupancy	Owner Occupied
Tax Bill	$4,054.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-19-202-018`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,792 sqft Living Area
1st Floor	1,320 sqft 1st Floor
Basement Area	1,320 sqft Basement
Finished Basement	325 sqft Finished
Game Room	Game Room
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	17,500 sqft (0.402 acres)
Depth X Width	175 ft x 100 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	620 sqft Garage
Deck Area	90 sqft Deck
Patio Area	90 sqft Patio
Porch Area	328 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	3104 MCCLAIN DR
City	CEDAR FALLS
State	IA
Zip	50613-5222
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LAUREL HEIGHTS ADDITION LOT 23
Legal Range	13W
Legal Township	89N
Legal Section	19
Legal Subdivision	LAUREL HEIGHTS ADDITION
Legal Lot Number	23
Jurisdiction	BLACK HAWK IA
Minor Civil Division	CEDAR FALLS
Census Blockgroup	2
Census Block	2004
Census Tract	2500

Owner

Source: Black Hawk County records · APN 8913-19-202-018

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3104 MCCLAIN DR, CEDAR FALLS, IA 50613-5222
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	3104 MCCLAIN DR, CEDAR FALLS, IA 50613-5222
Transaction Type	Mortgage
Record Updated	Mar 06, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3104 MCCLAIN DR, CEDAR FALLS, IA 50613-5222

Mortgage

Document Number	0202602371
Date	Feb 25, 2026
Instrument	2026-02371

Lender

Name	US BANK NA
Type	Bank
Address	9380 EXCELSIOR BLVD, HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 17, 2056

Interest

Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,054.00 Homeowner's exemption	$317,870 (+11.81%) Land $40,130 Building $277,740	$317,870 (+11.81%) Land $40,130 Building $277,740
2024	$4,054.00 (+0.3%)
2023		$284,290 (+22.93%) Land $40,130 Building $244,160	$284,290 (+22.93%) Land $40,130 Building $244,160
2022	$4,042.00 Homeowner's exemption	$231,260 Land $40,130 Building $191,130
2021			$231,260 Land $40,130 Building $191,130

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 1% of the US · above 9% of Iowa
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.