3025 McClain Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 3025 McClain Dr, Cedar Falls, IA 50613

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,084 sqft · built 1955
Lot Size0.279 acres (12,150 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Jun 2016)
Tax Bill$3,974 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN8913-19-126-040

Property Details

APN / Parcel Number

Primary APN8913-19-126-040

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,084 sqft Living Area
1st Floor Area1,124 sqft
Basement Area960 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area12,150 sqft (0.279 acres)
Lot Dimensions135 ft deep x 90 ft wide
Garage TypeAttached
Garage Area550 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area130 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3025 MCCLAIN DR
CityCEDAR FALLS
StateIA
Zip50613-5219
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOMEWAY SECOND ADDITION LOT 80
Legal Range13W
Legal Township89N
Legal Section19
Legal SubdivisionHOMEWAY SECOND ADDITION
Legal Lot Number80
JurisdictionBLACK HAWK IA
Township / Civil DivisionCEDAR FALLS
Census Block Group3
Census Block3002
Census Tract2500

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3025 MCCLAIN DR, CEDAR FALLS, IA 50613-5219
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 30, 2016 · Amount on Record
Deed SaleJun 30, 2016 · Amount on Record
Prior SaleDec 23, 2015 · Amount on Record
Deed Document Number201622688
Prior Transfer DateJul 25, 2013
Prior Transfer Doc2014003739
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address3025 MCCLAIN DR, CEDAR FALLS, IA 50613-5219
Transaction TypeMortgage
Record UpdatedAug 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100003140
DateAug 11, 2020
Instrument202100003140
Lender
NameFARMERS STATE BANK
TypeBank
AddressWATERLOO, IA 50701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityCedar Falls City
Unified School DistrictCedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,974.00 (+4.52%) Homeowner's exemption$275,640 (+11.8%) Land $33,410 Building $242,230$275,640 (+11.8%) Land $33,410 Building $242,230
2024$3,802.00 (+13.09%)
2023$246,540 (+29.09%) Land $33,410 Building $213,130$246,540 (+29.09%) Land $33,410 Building $213,130
2022$3,362.00 Homeowner's exemption$190,990 Land $33,410 Building $157,580
2021$190,990 Land $33,410 Building $157,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimApr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR FALLS MUNICIPAL WATER UTILITIES
serves 40,713 people · EPA ID IA0709084
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cedar Falls Utilities
Fiber
10,000 / 10,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: GigFire, Nextlink, T-Mobile.

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