3104 Jonathan Rd, Oxford, MI 48371 Property Records

Lapeer County property record for 3104 Jonathan Rd, Oxford, MI 48371

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,704 sqft · built 2002
Lot Size	11.4 acres (497,891 sqft)
Owner	Individual Name on Record
Last Sale	$785,000 (Sep 2014)
Tax Bill	$11,851 (2025)
Deeds & Mortgages	May 2023 Second Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-031-012-00`

Property Details

APN / Parcel Number

Primary APN	`007-031-012-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,704 sqft Living Area
1st Floor Area	2,936 sqft
Basement Area	2,936 sqft
Unfinished Basement	2,936 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	497,891 sqft (11.4 acres)
Lot Dimensions	818 ft deep x 634 ft wide
Garage Area	753 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3104 JONATHAN RD
City	OXFORD
State	MI
Zip	48371-1250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SE-2
Legal Description	SEC 31 T6N R11E COM AT W 1/4 POST, TH S 88 DEG 23' E 1301.91 FT, TH S 21 DEG 08' 58 W 391.83 FT, TH S 1 DEG 29' 25 E 609.80
Legal Range	11E
Legal Township	06N
Legal Section	31
Jurisdiction	LAPEER MI
Township / Civil Division	DRYDEN
Census Block Group	1
Census Block	1033
Census Tract	341000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3104 JONATHAN RD, OXFORD, MI 48371-1250
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GENISYS CU
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2014 · Amount on Record
Deed Sale	Sep 24, 2014 · Amount on Record
Prior Sale	Sep 12, 2011 · Amount on Record
Deed Book / Page	2728 / 273
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3104 JONATHAN RD, OXFORD, MI 48371-1250
Transaction Type	Mortgage
Record Updated	Jun 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3104 JONATHAN RD, OXFORD, MI 48371-1250

Mortgage

Document Number	0033490795
Date	May 16, 2023
Book Page	3349/795

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 8, 2033

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3104 JONATHAN RD, OXFORD, MI 48371-1250
Transaction Type	Mortgage
Record Updated	Sep 3, 2021
Title Company	TITLE PARTNERS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3104 JONATHAN RD, OXFORD, MI 48371-1250

Mortgage

Document Number	0032230203
Date	Jul 26, 2021
Book Page	3223/203

Lender

Name	SUPERIOR NATIONAL BANK
Type	Bank
Address	HANCOCK, MI 49930

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Dryden Township
Unified School District	Oxford Area Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,400 (-72.87%)	$286,800 (-72.87%)
2025	$11,851.00 (+13.6%) Homeowner's exemption	$528,500 (+26.86%)	$1,057,000 (+26.86%)
2023		$416,600	$833,200
2022	$10,432.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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