3039 Jonathan Rd, Oxford, MI 48371 Property Records

Lapeer County property record for 3039 Jonathan Rd, Oxford, MI 48371

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,610 sqft · built 1981
Lot Size	10 acres (436,036 sqft)
Owner	2 Trust Names on File
Last Sale	$244,000 (Jan 1997)
Tax Bill	$4,837 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-031-007-00`

Property Details

APN / Parcel Number

Primary APN	`007-031-007-00`

Interior

Full Baths	2 Baths
Building Area	1,610 sqft Living Area
1st Floor Area	1,610 sqft
Basement Area	1,610 sqft
Unfinished Basement	1,610 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	436,036 sqft (10 acres)
Lot Dimensions	1,282 ft deep x 340 ft wide
Garage Area	630 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3039 JONATHAN RD
City	OXFORD
State	MI
Zip	48371-1249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SE-2
Legal Description	SEC 31 T6N R11E, PT OF NW 1/4 OF SEC BEG AT W 1/4 CORN; TH N 0 DEG 09'49 E 340.23 FT; TH N 45 DEG 00'00 E 922.79 FT; TH S 0
Legal Range	11E
Legal Township	06N
Legal Section	31
Jurisdiction	LAPEER MI
Township / Civil Division	DRYDEN
Census Block Group	1
Census Block	1028
Census Tract	341000

Owner

3039 Jonathan Rd is owner-occupied and held in a trust since October 2025.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3039 JONATHAN RD, OXFORD, MI 48371-1249
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Intrafamily Transfer, Transfer · Line of Credit NAVY FCU
Jul 24, 2020	Deed of Trust, Mortgage · Conventional with PMI BANK OF OK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 1997 · Amount on File
Deed Sale	Jan 6, 1997 · Amount on File
Deed Book / Page	989 / 453
Last Transfer Date	Oct 2, 2025
Transfer Doc	0034800559
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	Oct 2, 2025
Property Address	3039 JONATHAN RD, OXFORD, MI 48371-1249
Document Number	0034800559
Book / Page	3480 / 559
Instrument Date	Oct 2, 2025
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3039 JONATHAN RD, OXFORD, MI 48371-1249

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3039 JONATHAN RD, OXFORD, MI 48371-1249

Mortgage

Document Number	0003488589
Date	Oct 2, 2025
Instrument	3488/589

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Nov 1, 2065

Interest

Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3039 JONATHAN RD, OXFORD, MI 48371-1249
Document Number	0031170990
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 11, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3039 JONATHAN RD OXFORD MI 483711249, OXFORD, MI 48371-1249

Mortgage

Document Number	0031170990
Date	Jul 30, 2020
Book Page	003117/000990

Lender

Name	BANK OF OK
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3039 Jonathan Rd was $4,837 with a homeowner's exemption, up 3.7% from the year before.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Dryden Township
Unified School District	Oxford Area Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$251,600 (+7.48%)	$503,200 (+7.48%)
2025	$4,837.00 (+3.73%) Homeowner's exemption	$234,100	$468,200
2024	$4,663.00
2023		$186,600	$373,200
2022	$4,258.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3039 Jonathan Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3039 Jonathan Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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