3104 Bear Path, Kissimmee, FL 34746 Property Records

Osceola County property record for 3104 Bear Path, Kissimmee, FL 34746

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,410 sqft · built 1993
Lot Size	0.132 acres (5,793 sqft)
Owner	Individual Name on Record
Last Sale	$227,500 (Aug 2020)
Tax Bill	$3,826 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`032528348800018580`

Property Details

APN / Parcel Number

Primary APN	`032528348800018580`
Alternative APN	`7171`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,410 sqft Heated Area
Gross Area	2,189 sqft
1st Floor Area	1,410 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,793 sqft (0.132 acres)
Lot Dimensions	105 ft deep x 55 ft wide
Garage Type	Finished
Garage Area	489 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	50 sqft
Patio Area	60 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	7171
Street Address	3104 BEAR PATH
City	KISSIMMEE
State	FL
Zip	34746-4628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPUD
Legal Description	INDIAN WELLS UNIT EIGHT PB 7 PGS 26-27 LOT 858
Legal Range	28E
Legal Township	25S
Legal Section	03
Legal Subdivision	INDIAN WELLS UN 8
Legal Tract	3488
Legal Block	1
Legal Lot Number	858
Legal Unit	EI
Jurisdiction	OSCEOLA FL
Township / Civil Division	KISSIMMEE
Census Block Group	2
Census Block	2040
Census Tract	40809

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3104 BEAR PATH, KISSIMMEE, FL 34746-4628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Aug 11, 2020	Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2020 · Amount on Record
Deed Sale	Aug 11, 2020 · Amount on Record
Deed Document Number	2020105360
Deed Book / Page	5772 / 613
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3104 BEAR PATH, KISSIMMEE, FL 34746-4628
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVCELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056911631
Date	Mar 13, 2020
Book Page	5691/1631
Instrument	2020036644

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 15, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 11, 2020
Property Address	3104 BEAR PATH, KISSIMMEE, FL 34746-4628
Document Number	0057720613
Book / Page	5772 / 613
Map Reference	MB 7 PG 26
Instrument Date	Aug 6, 2020
Instrument	2020105360
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,592.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	428 STOCKHAM AVE, 428, MORRISVILLE, PA 19067-6617

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3104 BEAR PATH, KISSIMMEE, FL 34746-4628

Mortgage

Document Number	0005772614
Date	Aug 11, 2020
Instrument	5772/614

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,826.00 (+13.3%) Homeowner's exemption	$214,376 (+10.36%)	$293,400 (+9.56%) Land $85,000 Building $208,400
2023	$3,377.00 (+4.55%) Homeowner's exemption	$194,250 (+3%)	$267,800 (+22.62%) Land $48,000 Building $219,800
2022	$3,230.00 Homeowner's exemption	$188,593	$218,400 Land $40,000 Building $178,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 576 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Hotwire Communications, T-Mobile, Tillman Fiber.

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