Lubbock County property record for 3104 81st St, Lubbock, TX 79423
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,388 sqft · built 1978 |
| Lot Size | 0.278 acres (12,091 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $536,987 (Mar 2026) |
| Tax Bill | $4,235 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R131775 |
| Primary APN | R131775 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,388 sqft Living Area |
| Gross Area | 3,917 sqft |
| 1st Floor Area | 2,084 sqft |
| Basement Area | 260 sqft |
| Finished Basement | 260 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,091 sqft (0.278 acres) |
| Lot Dimensions | 107 ft deep x 113 ft wide |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Storage Building | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3104 81ST ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79423-2005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MELONIE GARDENS W55OF L 254 & E58OF 255 |
| Legal Subdivision | MELONIE GARDENS |
| Legal Lot Number | 2545 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 2102 |
3104 81st St is owned and occupied by two individuals who bought it in March 2026.
Source: Lubbock County records, as of March 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3104 81ST ST, LUBBOCK, TX 79423-2005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 20, 2026 | Vendor's Lien, Transfer T2 FINANCIAL LLC |
| Jan 17, 2018 | Vendor's Lien, Transfer · Conventional Mortgage FIRST UNITED BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2026 · Amount on File |
| Deed Sale | Mar 20, 2026 · Amount on File |
| Prior Sale | Jan 17, 2018 · Amount on File |
| Deed Document Number | 202610010 |
| Prior Transfer Date | Mar 24, 2015 |
| Prior Transfer Doc | 0000009667 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Mar 20, 2026 |
| Property Address | 3104 81ST ST, LUBBOCK, TX 79423-2005 |
| Document Number | 0000010010 |
| Map Reference | VOL 1379 PG 798 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 2026010010 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | HUB CITY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3104 81ST ST, LUBBOCK, TX 79423-2005 |
| Date | Mar 20, 2026 |
|---|
| Name | T2 FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Jan 17, 2018 |
| Property Address | 3104 81ST ST, LUBBOCK, TX 79423-2005 |
| Document Number | 0000001617 |
| Map Reference | VOL1379 PG798 |
| Instrument Date | Jan 12, 2018 |
| Instrument | 2018001617 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | SERVICE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3104 81ST ST, LUBBOCK, TX 79423-2005 |
| Document Number | 0000001618 |
|---|---|
| Date | Jan 17, 2018 |
| Instrument | 2018001618 |
| Name | FIRST UNITED BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
The 2025 property tax bill for 3104 81st St was $4,235 with a homeowner's exemption, down 9.6% from the year before.
Source: Lubbock County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,235.00 (-9.59%) Homeowner's exemption | $307,973 Land $39,550 Building $268,423 | $307,973 Land $39,550 Building $268,423 |
| 2024 | $4,684.00 (-4.87%) | ||
| 2023 | $4,924.00 (-9.4%) Homeowner's exemption | $314,595 Land $39,550 Building $275,045 | $314,595 Land $39,550 Building $275,045 |
| 2022 | $5,435.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3104 81st St in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 26 (1983–2010) |
| Claims Outside the SFHA | 2 of 26 |
| Most Recent Claim | Jul 2010 · Hurricane Alex |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3104 81st St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| Telespan Fixed Wireless | 100 / 40 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures