Lubbock County property record for 3014 81st St, Lubbock, TX 79423
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,665 sqft · built 1976 |
| Lot Size | 0.27 acres (11,770 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,887 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Nov 2019 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R131679 |
| Primary APN | R131679 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,665 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Lot Area | 11,770 sqft (0.27 acres) |
| Lot Dimensions | 107 ft deep x 110 ft wide |
| Garage Area | 600 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3014 81ST ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79423-2003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0038 |
| Legal Description | MELONIE GARDENS W35'OF L 250 & E75'OF 251 |
| Legal Subdivision | MELONIE GARDENS |
| Legal Lot Number | 2500 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 2102 |
Source: Lubbock County records, as of February 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3014 81ST ST, LUBBOCK, TX 79423-2003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CITY BANK |
| Nov 5, 2019 | Loan Modification, Mortgage FIRSTCAPITAL BK/TX NA |
| Aug 26, 2019 | Loan Modification, Mortgage · Line of Credit FIRSTCAPITAL BK/TX NA |
| Dec 28, 2017 | Intrafamily Transfer, Transfer · Stand-Alone First Mortgage PRIMEWEST MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2008 |
| Deed Sale | Apr 4, 2008 |
| Prior Sale | Apr 4, 2008 |
| Deed Document Number | 0000012312 |
| Last Transfer Date | Dec 28, 2017 |
| Transfer Doc | 0000046038 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 3014 81ST ST, LUBBOCK, TX 79423-2003 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2026 |
| Title Company | WESTENN TITLE COMPANY, WESTERN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3014 81ST ST, LUBBOCK, TX 79423-2003 |
| Document Number | 0000006796 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | 2026006796 |
| Name | CITY BANK |
|---|---|
| Type | Bank |
| Address | LUBBOCK, TX 79407 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 3014 81ST ST, LUBBOCK, TX 79423-2003 |
| Document Number | 0000043593 |
| Instrument Date | Nov 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3014 81ST ST LUBBOCK TX 794232003, LUBBOCK, TX 79423-2003 |
| Document Number | 0000043593 |
|---|---|
| Date | Nov 7, 2019 |
| Instrument | 43593 |
| Name | FIRSTCAPITAL BK/TX NA |
|---|---|
| Type | Bank |
| Address | LUBBOCK, TX 79413 |
| Amount | Amount Recorded |
|---|---|
| Term | 144 Months |
| Due | Nov 6, 2031 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 3014 81ST ST, LUBBOCK, TX 79423-2003 |
| Document Number | 0000035125 |
| Instrument Date | Aug 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3014 81ST ST LUBBOCK TX 794232003, LUBBOCK, TX 79423-2003 |
| Document Number | 0000035125 |
|---|---|
| Date | Sep 9, 2019 |
| Instrument | 35125 |
| Name | FIRSTCAPITAL BK/TX NA |
|---|---|
| Type | Bank |
| Address | LUBBOCK, TX 79413 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 8, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Dec 28, 2017 |
| Property Address | 3014 81ST ST, LUBBOCK, TX 79423-2003 |
| Document Number | 0000046038 |
| Map Reference | VOL1379 PG798 |
| Instrument Date | Dec 19, 2017 |
| Instrument | 2017046038 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | SERVICE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3014 81ST ST, LUBBOCK, TX 79423-2003 |
| Document Number | 0000046039 |
|---|---|
| Date | Dec 28, 2017 |
| Instrument | 2017046039 |
| Name | PRIMEWEST MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
Source: Lubbock County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,887.00 (-0.16%) Homeowner's exemption | $344,817 (-2.29%) Land $38,500 Building $306,317 | $344,817 (-3.01%) Land $38,500 Building $306,317 |
| 2024 | $4,895.00 (-13.15%) | ||
| 2023 | $5,636.00 (-6.95%) Homeowner's exemption | $352,915 Land $38,500 Building $317,011 | $355,511 Land $38,500 Building $317,011 |
| 2022 | $6,057.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 26 (1983–2010) |
| Claims Outside the SFHA | 2 of 26 |
| Most Recent Claim | Jul 2010 · Hurricane Alex |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| Telespan Fixed Wireless | 100 / 40 |
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