3103 River Bend Ct, Apt A204, Laurel, MD 20724 Property Records

Anne Arundel County property record for 3103 River Bend Ct, Apt A204, Laurel, MD 20724

Property Summary

Property TypeCondominium
Details952 sqft · built 1995
Lot Size0.022 acres (952 sqft)
OwnerIndividual Name on Record
Last Sale$179,990 (Jan 2018)
Tax Bill$2,098 (2025)
Deeds & MortgagesJun 2026 Mortgage
Mar 2024 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-675-90086752

Property Details

APN / Parcel Number

Primary APN04-675-90086752
Alternative APNs
  • 4-675-90086752
  • 67590086752

Interior

Units13 Units
Building Area952 sqft Living Area
1st Floor Area952 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleCondo/Apartment
Lot Area952 sqft (0.022 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number67590086752
Street Address3103 RIVER BEND CT, A204
CityLAUREL
StateMD
Zip20724-6000
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR10
Legal DescriptionU A 204 BLD 1 PH 1 OXBOW APTS AT RUSSETT
Legal SubdivisionOXBOW APTS AT RUSSETT
Legal Phase1
Legal Block2
JurisdictionANNE ARUNDEL MD
Township / Civil Division4
Census Block Group2
Census Block2007
Census Tract740502

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3103 RIVER BEND CT, A204, LAUREL, MD 20724-6000
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2026Deed of Trust, Mortgage · Conventional Mortgage
SPRING EQ LLC
Mar 28, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC
Jan 22, 2018Grant Deed, Transfer · FHA Mortgage
SOUTHERN TR MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 22, 2018 · Amount on Record
Deed SaleJan 22, 2018 · Amount on Record
Prior SaleJan 29, 2010 · Amount on Record
Deed Document Number201831775-260
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Recording DateJun 17, 2026
Document Number4245000490
Book / Page42457 / 490
Instrument DateJun 9, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyMORTGAGE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner, 167

Mortgage

Document Number4245000490,
DateJun 17, 2026
Book Page42457/490
Lender
NameSPRING EQ LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 1, 2046
Interest
Rate TypeFixed Rate
Rate6.36%
Initial TypeFixed Rate
Max Rate-1%

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address3103 RIVER BEND CT APT A204, A204, LAUREL, MD 20724-6000
Transaction TypeMortgage
Record UpdatedApr 10, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0403260428
DateMar 28, 2024
Book Page40326/428
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueApr 1, 2044

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionANNE ARUNDEL MD
Recording DateJan 22, 2018
Property Address3103 RIVER BEND CT APT A204, A204, LAUREL, MD 20724-6000
Document Number0317750260
Book / Page031775 / 000260
Instrument DateJan 12, 2018
Transaction TypeTransfer
Record UpdatedFeb 19, 2018
Title CompanyCONTINENTAL TITLE GROUP INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$179.99
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3103 RIVER BEND CT #A204 LAUREL MD 207246000, A204, LAUREL, MD 20724-6000

Mortgage

Document Number317750267
DateJan 22, 2018
Book Page031775/000267
Lender
NameSOUTHERN TR MTG
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23462
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 21, 2048

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$233,200 (+4.25%)$252,200 (+12.74%) Land $126,100 Building $126,100
2025$2,098.00 (+6.23%) Homeowner's exemption$223,700 (+16.53%) Land $111,800 Building $111,900$223,700 (-) Land $111,800 Building $111,900
2023$1,975.00$191,967$223,700 Land $111,800 Building $111,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Believe Broadband
Fixed Wireless
500 / 100

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