Anne Arundel County property record for 3103 River Bend Ct, Apt A104, Laurel, MD 20724
| Property Type | Condominium |
|---|---|
| Details | 952 sqft · built 1995 |
| Lot Size | 0.022 acres (952 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (May 2019) |
| Tax Bill | $2,457 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-675-90086748 |
| Primary APN | 04-675-90086748 |
|---|---|
| Alternative APNs |
|
| Units | 13 Units |
|---|---|
| Building Area | 952 sqft Living Area |
| 1st Floor Area | 952 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Condo/Apartment |
| Lot Area | 952 sqft (0.022 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 67590086748 |
|---|---|
| Street Address | 3103 RIVER BEND CT, A104 |
| City | LAUREL |
| State | MD |
| Zip | 20724-2940 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R10 |
| Legal Description | U A 104 BLD 1 PH 1 OXBOW APTS AT RUSSETT |
| Legal Subdivision | OXBOW APTS AT RUSSETT |
| Legal Phase | 1 |
| Legal Block | 2 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 740502 |
3103 River Bend Ct, Apt A104 is owned and occupied by an individual who bought it in May 2019.
Source: Anne Arundel County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3103 RIVER BEND CT, A104, LAUREL, MD 20724-2940 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 9, 2019 | Deed, Transfer · FHA Mortgage ACCESS NATIONAL MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2019 · Amount on File |
| Deed Sale | May 9, 2019 · Amount on File |
| Prior Sale | Nov 4, 2004 · Amount on File |
| Deed Book / Page | 33119 / 191 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 3103 RIVER BEND CT APT A104, A104, LAUREL, MD 20724-2940 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0364470025 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 36447/25 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 341 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 3103 RIVER BEND CT APT A104, A104, LAUREL, MD 20724-2940 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0342250479 |
|---|---|
| Date | Feb 21, 2020 |
| Book Page | 34225/479 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 352 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | May 9, 2019 |
| Property Address | 3103 RIVER BEND CT APT A104, A104, LAUREL, MD 20724-2940 |
| Document Number | 0331190191 |
| Book / Page | 33119 / 191 |
| Map Reference | MB 76 FO 05-10 |
| Instrument Date | Apr 26, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | HOME FIRST TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,437.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3103 RIVER BEND CT APT A104, A104, LAUREL, MD 20724-2940 |
| Document Number | 33119197 |
|---|---|
| Date | May 9, 2019 |
| Instrument | 33119/197 |
| Name | ACCESS NATIONAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2049 |
The 2025 property tax bill for 3103 River Bend Ct, Apt A104 was $2,457.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $233,200 | $252,200 Land $126,100 Building $126,100 | |
| 2025 | $2,457.00 | ||
| 2023 | $2,096.00 | $191,967 | $223,700 Land $111,800 Building $111,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3103 River Bend Ct, Apt A104 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3103 River Bend Ct, Apt A104 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Believe Broadband Fixed Wireless | 500 / 100 |
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