Cumberland County property record for 3103 Joye Cir, Spring Lake, NC 28390
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,000 sqft · built 1967 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $32,351 (Jun 2023) |
| Tax Bill | $1,030 (2025) |
| Deeds & Mortgages | Jun 2023 Sale Oct 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0513-42-6083 |
| Primary APN | 0513-42-6083 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,000 sqft Heated Area |
| 1st Floor Area | 1,000 sqft |
| Utility Area | 65 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 120 ft deep x 110 ft wide |
| Garage Type | Carport |
| Garage Area | 260 sqft |
| Carport | Carport |
| Carport Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 3103 JOYE CIR |
|---|---|
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-1621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | OVERHILLS PARK LO:250 SE:04 PL:0029-0081 |
| Legal Subdivision | OVERHILLS PARK |
| Legal Block | 42 |
| Legal Lot Number | 250 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | MANCHESTER |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 3602 |
Source: Cumberland County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3103 JOYE CIR, SPRING LAKE, NC 28390-1621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 7, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Oct 17, 2019 | Warranty Deed, Transfer SINGLE SOURCE R/E SERVICES INC, SINGLE SOURCE R/E SVCS INC |
| Oct 17, 2019 | Quit Claim Deed, Transfer SINGLE SOURCE R/E SERVICES INC, SINGLE SOURCE R/E SVCS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2023 · Amount on Record |
| Deed Sale | Jun 7, 2023 · Amount on Record |
| Prior Sale | Oct 17, 2019 · Amount on Record |
| Deed Document Number | 202317478 |
| Deed Book / Page | 11751 / 229 |
| Prior Transfer Date | Jun 9, 2022 |
| Prior Transfer Doc | 0117510229 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Jun 7, 2023 |
| Property Address | 3103 JOYE CIR, SPRING LAKE, NC 28390-1621 |
| Document Number | 0117510229 |
| Book / Page | 11751 / 229 |
| Instrument Date | Jun 9, 2022 |
| Instrument | 17478 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $64.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4150 ASPEN LN, EDEN, UT 84310-9735 |
| Name | Verified Name |
|---|---|
| Address | 3103 JOYE CIR, SPRING LAKE, NC 28390-1621 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Oct 17, 2019 |
| Property Address | 3103 JOYE CIR, SPRING LAKE, NC 28390-1621 |
| Document Number | 0106100789 |
| Book / Page | 010610 / 000789 |
| Instrument Date | Oct 15, 2019 |
| Instrument | 33483 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2019 |
| Title Company | SINGLE SOURCE R/E SERVICES INC, SINGLE SOURCE R/E SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $64.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15612 E 9TH WAY #26-D COMMERCE CITY CO 80022, 26-D, COMMERCE CITY, CO 80022 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Oct 17, 2019 |
| Property Address | 3103 JOYE CIR, SPRING LAKE, NC 28390-1621 |
| Document Number | 0106100787 |
| Book / Page | 010610 / 000787 |
| Instrument Date | Oct 14, 2019 |
| Instrument | 33482 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2019 |
| Title Company | SINGLE SOURCE R/E SERVICES INC, SINGLE SOURCE R/E SVCS INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 1032 N REDWOOD RD SARATOGA SPRINGS UT 840455179, SARATOGA SPRINGS, UT 84045-5179 |
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,030.00 (+44.06%) | $95,957 (+43.68%) Land $18,000 Building $77,957 | $95,957 (+43.68%) Land $18,000 Building $77,957 |
| 2024 | $715.00 (+5.46%) | $66,787 (-) Land $8,000 Building $58,787 | $66,787 (-) Land $8,000 Building $58,787 |
| 2023 | $678.00 (+5.77%) | $66,787 Land $8,000 Building $58,787 | $66,787 Land $8,000 Building $58,787 |
| 2022 | $641.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 78% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPRING LAKE serves 11,725 people · EPA ID NC0326020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli currently in violation since Sep 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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