3102 Joye Cir, Spring Lake, NC 28390 Property Records

Cumberland County property record for 3102 Joye Cir, Spring Lake, NC 28390

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,014 sqft · built 1967
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (May 2022)
Tax Bill	$1,135 (2025)
Deeds & Mortgages	May 2022 Sale
Flood Zone	Zone A (high risk)
APN	`0513-41-8836`

Property Details

APN / Parcel Number

Primary APN	`0513-41-8836`
Alternative APN	`0513.18418836`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,014 sqft Heated Area
1st Floor Area	1,014 sqft
Utility Area	78 sqft
Utility Room	Utility Room
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 2014
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	85 ft deep x 112 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	260 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	80 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0513.18418836
Street Address	3102 JOYE CIR
City	SPRING LAKE
State	NC
Zip	28390-1621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	OVERHILLS PARK LO:256 SE:04 PL:0029-0081
Legal Subdivision	OVERHILLS PARK
Legal Lot Number	256
Jurisdiction	CUMBERLAND NC
Township / Civil Division	MANCHESTER
Census Block Group	3
Census Block	3001
Census Tract	3602

Owner

Source: Cumberland County records · APN 0513-41-8836

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3102 JOYE CIR, SPRING LAKE, NC 28390-1621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 24, 2022 · Amount on Record
Deed Sale	May 24, 2022 · Amount on Record
Prior Sale	Sep 19, 2014 · Amount on Record
Deed Document Number	0011480743
Deed Book / Page	11480 / 743
Record Updated	Jun 08, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	May 24, 2022
Property Address	3102 JOYE CIR, SPRING LAKE, NC 28390-1621
Document Number	0114800743
Book / Page	11480 / 743
Map Reference	MB 29 PG 81
Instrument Date	May 20, 2022
Instrument	21402
Transaction Type	Transfer
Record Updated	Jun 07, 2022

Transaction

Amount	Amount Recorded
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 ROBIN PL, 111, FAYETTEVILLE, NC 28306-8265

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3102 JOYE CIR, SPRING LAKE, NC 28390-1621

Tax Assessment & Valuation

Source: Cumberland County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,135.00 (+40.64%)	$106,544 (+40.89%) Land $18,000 Building $88,544	$106,544 (+40.89%) Land $18,000 Building $88,544
2024	$807.00 (+10.1%)	$75,622 (-) Land $8,000 Building $67,622	$75,622 (-) Land $8,000 Building $67,622
2023		$75,622 Land $8,000 Building $67,622	$75,622 Land $8,000 Building $67,622
2022	$733.00
2019	$733.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 12, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 227 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF SPRING LAKE serves 11,725 people
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli currently in violation since Sep 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.