3103 E Covey Ln, Ozark, MO 65721 Property Records

Christian County property record for 3103 E Covey Ln, Ozark, MO 65721

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 3,210 sqft · built 1994
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on File
Deeds & Mortgages	Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-0.3-7-0-0-49`

Property Details

APN / Parcel Number

Primary APN	`12-0.3-7-0-0-49`
Alternative APN	`12-0.3-07-000-000-049.000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	3,210 sqft Adjusted Area
1st Floor Area	2,549 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Brick Veneer
Foundation Type	Retaining Wall
Roof Type	Hip
Roof Material	Asbestos
Lot Area	60,984 sqft (1.4 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	3103 E COVEY LN
City	OZARK
State	MO
Zip	65721-5298
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 QUAIL RUN 3
Legal Range	20
Legal Township	27
Legal Section	07
Legal Subdivision	QUAIL RUN
Legal Lot Number	1
Jurisdiction	CHRISTIAN MO
Township / Civil Division	LINDEN
Census Block Group	2
Census Block	2006
Census Tract	20310

Owner

Source: Christian County records · APN 12-0.3-7-0-0-49

Assessment roll updated May 31, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3103 E COVEY LN, OZARK, MO 65721-5298
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 04, 2017
Deed Sale	Apr 04, 2017
Prior Sale	Nov 07, 2013
Deed Document Number	2017003998
Deed Book / Page	2017 / 003998
Record Updated	Jun 08, 2026

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Apr 04, 2017
Property Address	3103 E COVEY LN, OZARK, MO 65721-5298
Document Number	0201703998
Book / Page	002017 / 003998
Instrument Date	Mar 31, 2017
Instrument	4036
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3103 E COREY LN OZARK MO 65721, OZARK, MO 65721

Mortgage

Document Number	201703999
Date	Apr 04, 2017
Book Page	002017/003999
Instrument	4037

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 03, 2047

Tax Assessment & Valuation

Source: Christian County records · Assessment roll updated May 31, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2025	$48,150 (+6.67%)	$253,400 (+6.65%) Land $32,000 Building $221,400
2023	$45,140	$237,600 Land $32,000 Building $205,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Christian County (29043C), as of November 1, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290430203102, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	May 2025 · river or lake flooding

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 47% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 50 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MO5010619, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OZARK PWS serves 23,248 people
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.