3103 Calle de Oro, Jamul, CA 91935 Property Records

San Diego County property record for 3103 Calle de Oro, Jamul, CA 91935 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,215 sqft · built 1990
Lot Size	1.38 acres (60,548 sqft)
Owner	Company Name on File
Last Sale	$540,000 (Aug 2016)
Tax Bill	$10,461 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jun 2023 Mortgage + 4 more
Flood Zone	Zone D (undetermined)
APN	`596-121-19-00`

Property Details

APN / Parcel Number

Primary APN	`596-121-19-00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,215 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	60,548 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	3103 CALLE DE ORO
City	JAMUL
State	CA
Zip	91935-3209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 TR 011534
Legal Subdivision	JAMUL 4307
Legal Tract	011534
Legal Block	2
Legal Lot Number	6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	JAMUL
Census Block Group	2
Census Block	2000
Census Tract	21304

Owner

Source: San Diego County records · APN 596-121-19-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3103 CALLE DE ORO, JAMUL, CA 91935-3209
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Jun 16, 2023	Deed of Trust, Mortgage · Commercial Mortgage CARL J LUCKNER MELANIE G LUCKNER FAMIL
Jan 06, 2022	Intrafamily Transfer, Transfer AMROCK LLC
Jan 06, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 19, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLAGSTAR BANK FSB
Aug 09, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 15, 2016 · Amount on Record
Deed Sale	Aug 15, 2016 · Amount on Record
Prior Sale	Mar 30, 1990 · Amount on Record
Deed Document Number	2016417096
Last Transfer Date	Dec 30, 2021
Transfer Doc	0000008686
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3103 CALLE DE ORO, JAMUL, CA 91935-3209
Transaction Type	Mortgage
Record Updated	Oct 28, 2025
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 CALLE DE ORO, JAMUL, CA 91935-3209

Mortgage

Document Number	0000285981
Date	Oct 14, 2025
Instrument	2025-0285981

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3103 CALLE DE ORO, JAMUL, CA 91935-3209
Transaction Type	Mortgage
Record Updated	Jun 27, 2023
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 CALLE DE ORO, JAMUL, CA 91935-3209

Mortgage

Document Number	0000158769
Date	Jun 16, 2023
Instrument	2023-0158769

Lender

Name	CARL J LUCKNER MELANIE G LUCKNER FAMIL
Type	Private Party
Address	4455 DEL MAR AVE, SAN DIEGO, CA 92107

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 06, 2022
Property Address	3103 CALLE DE ORO, JAMUL, CA 91935-3209
Document Number	0000008686
Map Reference	MAP 11534
Instrument Date	Dec 30, 2021
Instrument	2022-0008686
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3103 CALLE DE ORO, JAMUL, CA 91935-3209

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 06, 2022
Property Address	3103 CALLE DE ORO, JAMUL, CA 91935-3209
Document Number	0000008684
Map Reference	MAP 11534
Instrument Date	Dec 30, 2021
Instrument	2022-0008684
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3103 CALLE DE ORO, JAMUL, CA 91935-3209

Mortgage

Document Number	0000008685
Date	Jan 06, 2022
Instrument	2022-0008685

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3103 CALLE DE ORO, JAMUL, CA 91935-3209
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096534
Date	Mar 19, 2019
Instrument	2019-0096534

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 01, 2039

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 09, 2018
Property Address	3103 CALLE DE ORO, JAMUL, CA 91935-3209
Document Number	0000326645
Instrument Date	Jul 31, 2018
Instrument	326645
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3103 CALLE DE ORO JAMUL CA 919353209, JAMUL, CA 91935-3209

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Jamul-Dulzura Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$889,585 (+2%) Land $286,402 Building $603,183
2025	$10,461.00 (+4%) Homeowner's exemption	$872,143 (+4.04%) Land $280,787 Building $591,356
2023	$10,059.00 (+9.31%) Homeowner's exemption	$838,279 Land $269,885 Building $568,394
2022	$9,202.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone D
Special Flood Hazard Area	No
Flood Hazard	Undetermined not studied
500-Year Floodplain	No

Wildfire

Wildfire Risk	High above 83% of the US · above 62% of California
Wildfire Likelihood	About 1 in 139 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 66 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: SDWISP, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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