3177 Calle de Oro, Jamul, CA 91935 Property Records

San Diego County property record for 3177 Calle de Oro, Jamul, CA 91935

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,835 sqft · built 1989
Lot Size	1 acres (43,560 sqft)
Owner	2 Company Names on File
Last Sale	$750,000 (Jun 2019)
Tax Bill	$10,018 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone D (undetermined)
APN	`596-121-25-00`

Property Details

APN / Parcel Number

Primary APN	`596-121-25-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,835 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	43,560 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3177 CALLE DE ORO
City	JAMUL
State	CA
Zip	91935-3209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 12 TR 011534
Legal Subdivision	JAMUL 4307
Legal Tract	011534
Legal Block	2
Legal Lot Number	12
Jurisdiction	SAN DIEGO CA
Township / Civil Division	JAMUL
Census Block Group	2
Census Block	2000
Census Tract	21304

Owner

Source: San Diego County assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	3177 CALLE DE ORO, JAMUL, CA 91935-3209
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Jun 12, 2019	Grant Deed, Transfer · Conventional Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 12, 2019 · Amount on Record
Deed Sale	Jun 12, 2019 · Amount on Record
Prior Sale	Jul 16, 1999 · Amount on Record
Deed Document Number	2019228603
Last Transfer Date	Oct 30, 2024
Transfer Doc	0000006162
Record Updated	Sep 20, 2026

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 26, 2020
Property Address	3177 CALLE DE ORO, JAMUL, CA 91935-3209
Document Number	0000335817
Map Reference	MAP 11534
Instrument Date	Jun 22, 2020
Instrument	2020-0335817
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3177 CALLE DE ORO, JAMUL, CA 91935-3209

Mortgage

Document Number	0000335818
Date	Jun 26, 2020
Instrument	2020-0335818

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 12, 2019
Property Address	3177 CALLE DE ORO, JAMUL, CA 91935-3209
Document Number	0000228603
Instrument Date	Jun 10, 2019
Instrument	228603
Transaction Type	Transfer
Record Updated	Jun 20, 2019
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3177 CALLE DE ORO JAMUL CA 919353209, JAMUL, CA 91935-3209

Mortgage

Document Number	228604
Date	Jun 12, 2019
Instrument	228604

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Jamul-Dulzura Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$853,251 (+2%) Land $251,116 Building $602,135
2025	$10,018.00 (+4.01%) Homeowner's exemption	$836,522 (+4.04%) Land $246,193 Building $590,329
2023	$9,632.00 (+2.48%) Homeowner's exemption	$804,040 Land $236,634 Building $567,406
2022	$9,399.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 62% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sycuan tribal government · serves 12,350 people · EPA ID 090605024
Water Source	Purchased surface water from PADRE DAM MWD
Last State Inspection	Aug 2023
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, OTAY WATER DISTRICT
Lead	3 ppb (2025) action level 15 ppb
Copper	1.53 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: California Internet, SDWISP.

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