3103 Bern Dr, Laguna Beach, CA 92651 Property Records

Orange County property record for 3103 Bern Dr, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,086 sqft · built 1966
Lot Size	0.686 acres (29,900 sqft)
Owner	2 Individual Names on File
Last Sale	$2,475,000 (Apr 2025)
Tax Bill	$2,626 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`641-042-20`

Property Details

APN / Parcel Number

Primary APN	`641-042-20`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,086 sqft Living Area
Gross Area	2,506 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	29,900 sqft (0.686 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3103 BERN DR
City	LAGUNA BEACH
State	CA
Zip	92651-2005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 4989 BLK LOT 17
Legal Subdivision	TRACT NO 4989
Legal Tract	4989
Legal Lot Number	17
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1000
Census Tract	62619

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3103 BERN DR, LAGUNA BEACH, CA 92651-2005
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Mar 25, 2021	Intrafamily Transfer, Transfer AMROCK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2025 · Amount on File
Deed Sale	Apr 16, 2025 · Amount on File
Deed Document Number	2025111719
Prior Transfer Date	Jun 30, 2023
Prior Transfer Doc	0000162507
Record Updated	Sep 20, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Mar 25, 2021
Property Address	3103 BERN DR, LAGUNA BEACH, CA 92651-2005
Document Number	0000203889
Map Reference	MB 205 PG 1-6
Instrument Date	Jan 25, 2021
Instrument	2021000203889
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 BERN DR, LAGUNA BEACH, CA 92651-2005

Mortgage

Document Number	0000203890
Date	Mar 25, 2021
Instrument	2021000203890

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Mar 25, 2021
Property Address	3103 BERN DR, LAGUNA BEACH, CA 92651-2005
Document Number	0000203891
Map Reference	MB 205 PG 1-6
Instrument Date	Jan 25, 2021
Instrument	2021000203891
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3103 BERN DR, LAGUNA BEACH, CA 92651-2005

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,524,500 (+1,452.6%) Land $2,360,013 Building $164,487
2025	$2,626.00 (-5.3%) Homeowner's exemption	$162,598 (+4.04%) Land $71,212 Building $91,386
2023	$2,773.00 (+4.29%) Homeowner's exemption	$156,285 Land $68,446 Building $87,839
2022	$2,659.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	11 (1983–2025)
Claims Outside the SFHA	9 of 11
Most Recent Claim	Nov 2025 · other causes
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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