3089 Bern Dr, Laguna Beach, CA 92651 Property Records

Orange County property record for 3089 Bern Dr, Laguna Beach, CA 92651

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,836 sqft · built 1965
Lot Size0.682 acres (29,700 sqft)
OwnerTrust Name on File
Last Sale$2,400,000 (Aug 2022)
Tax Bill$26,339 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN641-052-11

Property Details

APN / Parcel Number

Primary APN641-052-11

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,836 sqft Living Area
1st Floor Area1,836 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Lot Area29,700 sqft (0.682 acres)
Garage Area399 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address3089 BERN DR
CityLAGUNA BEACH
StateCA
Zip92651-2003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 4989 BLK LOT 19
Legal SubdivisionTRACT NO. 4989
Legal Tract4989
Legal Lot Number19
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group1
Census Block1000
Census Tract62619

Owner

3089 Bern Dr is owner-occupied and held in a trust since August 2022.

Source: Orange County records, as of August 4, 2026

Owner of RecordTrust Name on File
Mailing Address3089 BERN DR, LAGUNA BEACH, CA 92651-2003
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 22, 2022 · Amount on File
Deed SaleAug 22, 2022 · Amount on File
Deed Document Number2022285141
Prior Transfer DateJul 8, 2022
Prior Transfer Doc0000247221
Record UpdatedSep 20, 2026

August 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateAug 22, 2022
Property Address3089 BERN DR, LAGUNA BEACH, CA 92651-2003
Document Number0000285141
Map ReferenceMB 205 PG 1-6
Instrument DateAug 15, 2022
Instrument2022000285141
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyEQUITY TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 S PORTOLA, LAGUNA BEACH, CA 92651-6719

Mortgage

Document Number0000285142
DateAug 22, 2022
Instrument2022000285142
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3089 Bern Dr was $26,339 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityLaguna Beach City
Unified School DistrictLaguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,546,899 (+2%) Land $2,400,738 Building $146,161
2025$26,339.00 Homeowner's exemption$2,496,960 Land $2,353,664 Building $143,296
2023$25,487.00 (+1,059.55%)$2,400,000 Land $2,262,267 Building $137,733
2022$2,198.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3089 Bern Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims11 (1983–2025)
Claims Outside the SFHA9 of 11
Most Recent ClaimNov 2025 · other causes
Claims by Event
  • Severe Winter Storms And Flooding, Mar 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3089 Bern Dr is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 43% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAGUNA BEACH COUNTY WD
serves 18,862 people · EPA ID CA3010017
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Cox Communications
Cable
2,000 / 100

May also be available: Verizon.

Nearby Properties on Bern Dr

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