31028 Ave D, Big Pine Key, FL 33043 Property Records

Monroe County property record for 31028 Ave D, Big Pine Key, FL 33043

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,323 sqft · built 2016
Lot Size0.114 acres (5,000 sqft)
OwnerIndividual Name on Record
Last Sale$345,000 (Jun 2016)
Tax Bill$3,691 (2024)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone AE (high risk)
APN00303500-000000

Property Details

APN / Parcel Number

Primary APN00303500-000000
Alternative APN
  • 1375551

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,323 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Exterior MaterialPlywood
Foundation TypePile
Roof TypeGable
Roof MaterialMetal
Lot Area5,000 sqft (0.114 acres)
Lot Dimensions100 ft deep x 50 ft wide
PorchOpen Porch

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number1375551
Street Address31028 AVENUE D
CityBIG PINE KEY
StateFL
Zip33043-4524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 27 LT 16 SANDS SUB PB1-65 BIG PINE KEY OR532-932 OR983-948/58WILL OR1067-892 OR1982-2015 OR2101-1711 OR2756-286/87
Legal Range29E
Legal Township66S
Legal Section25
Legal SubdivisionSANDS SUBD
Legal Block27
Legal Lot Number16
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1045
Census Tract971401

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address31028 AVENUE D, BIG PINE KEY, FL 33043-4524
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 2, 2016 · Amount on Record
Deed SaleJun 2, 2016 · Amount on Record
Prior SaleAug 13, 2015 · Amount on Record
Deed Document Number2078204
Deed Book / Page2799 / 1716
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address31028 AVENUE D, BIG PINE KEY, FL 33043-4524
Transaction TypeMortgage
Record UpdatedJul 29, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031162406
DateAug 2, 2021
Book Page3116/2406
Instrument2333170
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$388,563 (+5.99%)$548,233 (+6.96%) Land $220,000 Building $328,233
2024$3,691.00 (+4.92%)
2023$3,518.00 (+2.69%) Homeowner's exemption$366,615 (+3%)$512,546 (+9.44%) Land $207,500 Building $305,046
2022$3,426.00 Homeowner's exemption$355,937$468,347 Land $160,000 Building $308,347

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 369 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies369 in force
Nearby Flood Claims381 (1998–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 167 claims
  • Hurricane Wilma, Oct 2005 · 76 claims
  • Hurricane Georges, Sep 1998 · 122 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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