31020 Ave D, Big Pine Key, FL 33043 Property Records

Monroe County property record for 31020 Ave D, Big Pine Key, FL 33043

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,187 sqft · built 2006
Lot Size0.114 acres (5,000 sqft)
Owner2 Individual Names on Record
Last Sale$240,000 (Mar 2012)
Tax Bill$3,548 (2024)
Deeds & MortgagesMar 2018 Mortgage
Flood ZoneZone AE (high risk)
APN00303510-000000

Property Details

APN / Parcel Number

Primary APN00303510-000000
Alternative APN
  • 1375560

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,187 sqft Living Area
FlooringPlywood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2015
Exterior MaterialAluminum/Vinyl
Foundation TypePile
Roof TypeGable
Roof MaterialMetal
Lot Area5,000 sqft (0.114 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeCarport
CarportCarport
Pool TypePublic / Commercial Pool
PorchOpen Porch
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1375560
Street Address31020 AVENUE D
CityBIG PINE KEY
StateFL
Zip33043-4524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 27 LT 17 SANDS SUB PB1-65 BIG PINE KEY OR537-473 OR983-948/58WILL OR1067-892 OR1982-2015 OR2110-1065T/C OR2372-941
Legal Range29E
Legal Township66S
Legal Section25
Legal SubdivisionSANDS SUBD
Legal Block27
Legal Lot Number17
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1045
Census Tract971401

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address31020 AVENUE D, BIG PINE KEY, FL 33043-4524
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 14, 2012 · Amount on Record
Deed SaleMar 14, 2012 · Amount on Record
Prior SaleJul 21, 2008 · Amount on Record
Deed Document Number1874044
Deed Book / Page2559 / 1531
Record UpdatedJun 8, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address31020 AVENUE D, BIG PINE KEY, FL 33043-4524
Document Number0029262332
Instrument DateMar 28, 2018
Transaction TypeMortgage
Record UpdatedMar 4, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address31020 AVENUE D BIG PINE KEY FL 330434524, BIG PINE KEY, FL 33043-4524

Mortgage

Document Number0029262332
DateSep 14, 2018
Book Page002926/002332
Instrument2186525
Lender
NameUS SMALL BUSN ADMN
AddressBIRMINGHAM, AL 35211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 13, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$371,118 (+5.99%)$641,430 (+6.42%) Land $220,000 Building $421,430
2024$3,548.00 (+5%)
2023$3,379.00 (+2.71%) Homeowner's exemption$350,155 (+3%)$602,732 (+12.13%) Land $207,500 Building $395,232
2022$3,290.00 Homeowner's exemption$339,957$537,538 Land $160,000 Building $377,538

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 369 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies369 in force
Nearby Flood Claims381 (1998–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 167 claims
  • Hurricane Wilma, Oct 2005 · 76 claims
  • Hurricane Georges, Sep 1998 · 122 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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