3102 N 28th St, Phoenix, AZ 85016 Property Records

Maricopa County property record for 3102 N 28th St, Phoenix, AZ 85016

Property Summary

Property Type	Residential Vacant Land
Details	1 ba · 898 sqft · built 1949
Lot Size	0.23 acres (10,045 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Mar 2024)
Tax Bill	$1,370 (2025)
Deeds & Mortgages	Jun 2025 Construction Loan Mar 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`119-13-082`

Property Details

APN / Parcel Number

Primary APN	`119-13-082`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	898 sqft

Exterior

Year Built	Built 1949
Exterior Material	Concrete Block
Lot Area	10,045 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air

Location & Zoning

Street Address	3102 N 28TH ST
City	PHOENIX
State	AZ
Zip	85016-7445
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R1-6
Legal Description	PHOENIX HOMESTEADS TR PLAT 2
Legal Range	03E
Legal Township	02N
Legal Section	26
Legal Quarter	SW
Quarter-Quarter Section	NE
Legal Subdivision	PHOENIX HOMESTEADS TR 2
Legal Lot Number	111
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2014
Census Tract	110802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Phoenix Homesteads Historic District listed 1987 · 36 contributing resources · NRIS 87001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3102 N 28TH ST, PHOENIX, AZ 85016-7445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2025	Deed of Trust, Mortgage · Construction Mortgage ONEAZ CU
Mar 7, 2024	Warranty Deed, Transfer · Conventional Mortgage FIRST LIBERTY HOME MORTGAGE LLC
Mar 7, 2024	Deed, Transfer ASSET TITLE AGENCY LLC, ASSET PROTECTION TTL AGCY LL
Mar 24, 2023	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Feb 6, 2023	Warranty Deed, Transfer · Seller Carry-Back FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 14, 2022	Warranty Deed, Transfer · Commercial Mortgage CAPITAL FUND I LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2024 · Amount on Record
Deed Sale	Mar 7, 2024 · Amount on Record
Prior Sale	Mar 7, 2024 · Amount on Record
Deed Document Number	20240119226
Record Updated	Jun 8, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3102 N 28TH ST, PHOENIX, AZ 85016-7445
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8787 E MOUNTAIN VIEW RD 2117, 2117, SCOTTSDALE, AZ 85258-1463

Mortgage

Document Number	0000368573
Date	Jun 26, 2025
Instrument	20250368573

Lender

Name	ONEAZ CU
Type	Credit Union
Address	PHOENIX, AZ 85027

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Jul 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.2%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.2%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 7, 2024
Property Address	3102 N 28TH ST, PHOENIX, AZ 85016-7445
Document Number	0000119226
Map Reference	MB 41 PG 6
Instrument Date	Mar 5, 2024
Instrument	20240119226
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	ASSET TITLE AGENCY LLC, ASSET PROTECTION TTL AGCY LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9393 N 90TH ST # ST102-33, ST102-33, SCOTTSDALE, AZ 85258-5040

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3102 N 28TH ST, PHOENIX, AZ 85016-7445

Mortgage

Document Number	0000119228
Date	Mar 7, 2024
Instrument	20240119228

Lender

Name	FIRST LIBERTY HOME MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 7, 2024
Property Address	3102 N 28TH ST, PHOENIX, AZ 85016-7445
Document Number	0000119227
Map Reference	MB 41 PG 6
Instrument Date	Feb 29, 2024
Instrument	20240119227
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	ASSET TITLE AGENCY LLC, ASSET PROTECTION TTL AGCY LL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 24, 2023
Property Address	3102 N 28TH ST, PHOENIX, AZ 85016-7445
Document Number	0000148618
Map Reference	MB 41 PG 6
Instrument Date	Mar 20, 2023
Instrument	20230148618
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 6, 2023
Property Address	3102 N 28TH ST, PHOENIX, AZ 85016-7445
Document Number	0000059538
Map Reference	MB 41 PG 6
Instrument Date	Feb 6, 2023
Instrument	20230059538
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9393 N 90TH ST, SCOTTSDALE, AZ 85258-5040

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	761 FAIRMONT AVE, GLENDALE, CA 91203-1038

Mortgage

Document Number	0000059539
Date	Feb 6, 2023
Instrument	20230059539

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 14, 2022
Property Address	3102 N 28TH ST, PHOENIX, AZ 85016-7445
Document Number	0000331095
Map Reference	MB 41 PG 6
Instrument Date	Apr 11, 2022
Instrument	20220331095
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	MAGNUS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41-200 KANEHUNAMOKU PL, WAIMANALO, HI 96795-1785

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9393 N 90TH ST # 102333, 102333, SCOTTSDALE, AZ 85258-5040
Investor	Possibly a Property Investor

Mortgage

Document Number	0000331096
Date	Apr 14, 2022
Instrument	20220331096

Lender

Name	CAPITAL FUND I LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Creighton Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,180 (-1.21%)	$355,300 (-0.22%) Land $355,300
2025	$1,370.00 (+5.22%)
2024		$35,610	$356,100 Land $71,200 Building $284,900
2023	$1,302.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1980–2016)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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