3044 N 28th St, Phoenix, AZ 85016 Property Records

Maricopa County property record for 3044 N 28th St, Phoenix, AZ 85016

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,260 sqft · built 1951
Lot Size	0.265 acres (11,526 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (May 2021)
Tax Bill	$1,695 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`119-14-065`

Property Details

APN / Parcel Number

Primary APN	`119-14-065`
Alternative APN	`119140654`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
Gross Area	1,460 sqft
1st Floor Area	1,260 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	11,526 sqft (0.265 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3044 N 28TH ST
City	PHOENIX
State	AZ
Zip	85016-7929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	PHOENIX HOMESTEADS TRACT LOTS 41-75 MCR 29/07
Legal Range	3E
Legal Township	2N
Legal Section	26
Legal Subdivision	PHOENIX HOMESTEADS TRACT LOTS 41-75
Legal Lot Number	39
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2013
Census Tract	110802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Phoenix Homesteads Historic District listed 1987 · 36 contributing resources · NRIS 87001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3044 N 28th St is owned and occupied by two individuals who bought it in May 2021.

Source: Maricopa County records, as of January 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3044 N 28TH ST, PHOENIX, AZ 85016-7929
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
May 19, 2021	Warranty Deed, Transfer · Conventional Mortgage JFQ LENDING INC
Jan 20, 2021	Quit Claim Deed, Transfer NATIONS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2021 · Amount on File
Deed Sale	May 19, 2021 · Amount on File
Prior Sale	Jan 5, 2005 · Amount on File
Deed Document Number	2021560293
Prior Transfer Date	Sep 10, 1996
Prior Transfer Doc	0000656246
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3044 N 28TH ST, PHOENIX, AZ 85016-7929
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3044 N 28TH ST, PHOENIX, AZ 85016-7929

Mortgage

Document Number	0000012111
Date	Jan 8, 2026
Instrument	20260012111

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 19, 2021
Property Address	3044 N 28TH ST, PHOENIX, AZ 85016-7929
Document Number	0000560293
Map Reference	MB 29 PG 7
Instrument Date	May 5, 2021
Instrument	20210560293
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	GRAND CANYON TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3044 N 28TH ST, PHOENIX, AZ 85016-7929

Mortgage

Document Number	0000560294
Date	May 19, 2021
Instrument	20210560294

Lender

Name	JFQ LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 20, 2021
Property Address	3044 N 28TH ST, PHOENIX, AZ 85016-7929
Document Number	0000066239
Instrument Date	Jan 9, 2021
Instrument	66239
Transaction Type	Transfer
Record Updated	Jan 27, 2021
Title Company	LAWYERS TITLE, LAWYERS TITLE/AZ

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3044 N 28TH ST PHOENIX AZ 850167929, PHOENIX, AZ 85016-7929

Mortgage

Document Number	66240
Date	Jan 20, 2021
Instrument	66240

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 19, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 3044 N 28th St was $1,695.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Creighton Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,060 (+189.32%)	$410,600 (+7.35%) Land $82,100 Building $328,500
2025	$1,695.00	$14,192 (-64.63%)	$382,500 (-4.66%) Land $76,500 Building $306,000
2024		$40,120	$401,200 Land $80,200 Building $321,000
2023	$1,610.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3044 N 28th St in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1980–2016)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3044 N 28th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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