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3102 Fishpond Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 3102 Fishpond Ln, Saint Cloud, FL 34771 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,119 sqft · built 2024
Lot Size0.14 acres (6,098 sqft)
OwnerCompany Name on File
Tax Bill$3,318 (2024)
Deeds & MortgagesDec 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-25-31-5539-0001-1690

Property Details

APN / Parcel Number

Primary APN02-25-31-5539-0001-1690
Alternative APN
  • 253102553900011690

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,119 sqft Living Area
Gross Area4,101 sqft
1st Floor Area1,960 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleConventional
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area595 sqft
PorchFinished/Open Porch
Porch Area219 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address3102 FISHPOND LN
CitySAINT CLOUD
StateFL
Zip34771-9002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESLYN PARK PH 3 PB 34 PGS 38-52 LOT 169
Legal Lot Number169
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1002
Census Tract43700

Owner

Source: Osceola County records · APN 02-25-31-5539-0001-1690

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1111 N POST OAK RD, HOUSTON, TX 77055-7310
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedJun 08, 2026

December 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 31, 2024
Property Address3102 FISHPOND LN, SAINT CLOUD, FL 34771-9002
Document Number0067181845
Book / Page6718 / 1845
Map ReferenceMB 34 PG 38-52
Instrument DateDec 20, 2024
Instrument2024164128
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyTOWN SQUARE TITLE LIMITED, TOWN SQUARE TITLE LTD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,190.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address605 CRESCENT EXECUTIVE CT # CT144, CT144, LAKE MARY, FL 32746-2100

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 FISHPOND LANE, SAINT CLOUD, FL 34771

Mortgage

Document Number2024164129
DateDec 31, 2024
Instrument2024164129
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2055

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$482,627$590,500 Land $90,000 Building $500,500
2024$3,318.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 330 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022, tidal / storm surge, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Wildfire

Wildfire RiskVery High
above 94% of the US · above 89% of Florida
Wildfire LikelihoodAbout 1 in 67 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 2 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
VerizonFixed Wireless25 / 6
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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