3098 Fishpond Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 3098 Fishpond Ln, Saint Cloud, FL 34771 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,958 sqft · built 2024
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on File
Tax Bill	$3,318 (2024)
Deeds & Mortgages	Oct 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-25-31-5539-0001-1700`

Property Details

APN / Parcel Number

Primary APN	`02-25-31-5539-0001-1700`
Alternative APN	`253102553900011700`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,958 sqft Living Area
Gross Area	3,798 sqft
1st Floor Area	2,398 sqft
Flooring	Carpet

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Conventional
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	418 sqft
Porch	Florida Room
Porch Area	200 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3098 FISHPOND LN
City	SAINT CLOUD
State	FL
Zip	34771-9002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESLYN PARK PH 3 PB 34 PGS 38-52 LOT 170
Legal Lot Number	170
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1002
Census Tract	43700

Owner

Source: Osceola County records · APN 02-25-31-5539-0001-1700

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1111 N POST OAK RD, HOUSTON, TX 77055-7310
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

October 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 28, 2024
Property Address	3098 FISHPOND LN, SAINT CLOUD, FL 34771-9002
Document Number	0066852193
Book / Page	6685 / 2193
Map Reference	MB 34 PG 38-52
Instrument Date	Oct 25, 2024
Instrument	2024136705
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2025
Title Company	TOWN SQUARE TITLE LIMITED, TOWN SQUARE TITLE LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,752.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	605 CRESCENT EXECUTIVE CT # CT144, CT144, LAKE MARY, FL 32746-2100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3098 FISHPOND LN, SAINT CLOUD, FL 34771-9002

Mortgage

Document Number	2024136706
Date	Oct 28, 2024
Instrument	2024136706

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2054

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$580,400 Land $90,000 Building $490,400	$580,400 Land $90,000 Building $490,400
2024	$3,318.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 330 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force 293 of 330 on primary residences
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022, tidal / storm surge, Hurricane Ian
Flood Events	Hurricane Ian (Oct 2022), 2 claims Hurricane Ian (Sep 2022), 5 claims Hurricane Frances (Sep 2004), 6 claims

Wildfire

Wildfire Risk	Very High above 94% of the US · above 89% of Florida
Wildfire Likelihood	About 1 in 67 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.