3101 Morningside Dr, Chesapeake, VA 23321 Property Records

Chesapeake City property record for 3101 Morningside Dr, Chesapeake, VA 23321

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,494 sqft · built 1982
Lot Size	0.397 acres (17,293 sqft)
Owner	Individual Name on File
Last Sale	$455,000 (Mar 2022)
Tax Bill	$4,774 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage May 2021 Refinance
APN	`0054016000040`

Property Details

APN / Parcel Number

Primary APN	`0054016000040`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,494 sqft Total Area
1st Floor Area	1,134 sqft
Attic	Attic
Attic Area	667 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,293 sqft (0.397 acres)
Lot Dimensions	128 ft deep x 54 ft wide
Garage Type	Attached
Garage Area	667 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	230 sqft
Deck Area	667 sqft
Patio Area	238 sqft
Shed	1 Shed
Shed Area	667 sqft
Utility Building	667 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3101 MORNINGSIDE DR
City	CHESAPEAKE
State	VA
Zip	23321-4626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S: RESI
Legal Description	4 SUB SILVERWOOD SOUTH SEC 1
Legal Subdivision	SILVERWOOD, FARMVIEW AMENDED
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2003
Census Tract	21605

Owner

3101 Morningside Dr is owned and occupied by an individual who bought it in March 2022.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	3101 MORNINGSIDE DR, CHESAPEAKE, VA 23321-4626
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE LLC
May 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2022 · Amount on File
Deed Sale	Mar 22, 2022 · Amount on File
Prior Sale	Jun 3, 2016 · Amount on File
Deed Document Number	20229842
Deed Book / Page	10536 / 1242
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Mar 22, 2022
Property Address	3101 MORNINGSIDE DR, CHESAPEAKE, VA 23321-4626
Document Number	10536/1242
Book / Page	10536 / 1242
Instrument Date	Mar 15, 2022
Instrument	220009842
Transaction Type	Transfer
Record Updated	Apr 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3101 MORNINGSIDE DR, CHESAPEAKE, VA 23321-4626

Mortgage

Document Number	0220009843
Date	Mar 22, 2022
Instrument	220009843

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3101 MORNINGSIDE DR, CHESAPEAKE, VA 23321-4626
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10369/1250
Date	May 12, 2021
Book Page	10369/1250
Instrument	210021797

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	302 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3101 Morningside Dr was $4,774.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$491,900 (+4.06%) Land $165,000 Building $326,900	$491,900 (+4.06%) Land $165,000 Building $326,900
2025	$4,774.00	$472,700 Land $155,000 Building $317,700	$472,700 Land $155,000 Building $317,700
2023		$433,600 (-2.69%) Land $145,000 Building $288,600	$433,600 (-2.69%) Land $145,000 Building $288,600
2022		$445,600 Land $125,000 Building $320,600	$445,600 Land $125,000 Building $320,600
2019	$3,449.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3101 Morningside Dr; 17 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3101 Morningside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - WESTERN BRANCH SYS serves 32,326 people · EPA ID VA3550050
Water Source	Purchased surface water from CITY OF PORTSMOUTH
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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