3208 Morningside Dr, Chesapeake, VA 23321 Property Records

Chesapeake City property record for 3208 Morningside Dr, Chesapeake, VA 23321

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,138 sqft · built 1977
Lot Size	0.289 acres (12,589 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Dec 2009)
Tax Bill	$3,985 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Aug 2020 Mortgage
APN	`0054013000670`

Property Details

APN / Parcel Number

Primary APN	`0054013000670`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,138 sqft Living Area
1st Floor Area	1,852 sqft
Attic	Attic
Attic Area	462 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,589 sqft (0.289 acres)
Lot Dimensions	140 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	114 sqft
Deck Area	462 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3208 MORNINGSIDE DR
City	CHESAPEAKE
State	VA
Zip	23321-4612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S: RESI
Legal Description	67 SILVERWOOD WEST
Legal Subdivision	SILVERWOOD, FARMVIEW AMENDED
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1000
Census Tract	21605

Owner

3208 Morningside Dr is owned and occupied by an individual who acquired it in August 2020.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	3208 MORNINGSIDE DR, CHESAPEAKE, VA 23321-4612
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC
Aug 10, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2009 · Amount on File
Deed Sale	Dec 14, 2009 · Amount on File
Deed Book / Page	8005 / 304
Last Transfer Date	Aug 4, 2020
Transfer Doc	0000027104
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3208 MORNINGSIDE DR, CHESAPEAKE, VA 23321-4612
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09836/1771
Date	Sep 25, 2017
Book Page	9836/1771
Instrument	170026328

Lender

Name	SUNTRUST MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2032

Interest

Rate Type	Fixed Rate

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 10, 2020
Property Address	3208 MORNINGSIDE DR, CHESAPEAKE, VA 23321-4612
Document Number	10196/1384
Book / Page	10196 / 1384
Instrument Date	Aug 4, 2020
Instrument	200027104
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3208 MORNINGSIDE DR, CHESAPEAKE, VA 23321-4612

Mortgage

Document Number	10196/1389
Date	Aug 10, 2020
Book Page	10196/1389
Instrument	200027105

Lender

Name	TRUIST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3208 Morningside Dr was $3,985.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$409,300 (+3.73%) Land $165,000 Building $244,300	$409,300 (+3.73%) Land $165,000 Building $244,300
2025	$3,985.00	$394,600 Land $155,000 Building $239,600	$394,600 Land $155,000 Building $239,600
2023		$364,900 (+8.44%) Land $145,000 Building $219,900	$364,900 (+8.44%) Land $145,000 Building $219,900
2022		$336,500 Land $125,000 Building $211,500	$336,500 Land $125,000 Building $211,500
2019	$2,827.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3208 Morningside Dr; 21 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3208 Morningside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - WESTERN BRANCH SYS serves 32,326 people · EPA ID VA3550050
Water Source	Purchased surface water from CITY OF PORTSMOUTH
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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