Caldwell County property record for 3101 Covington Way, Lenoir, NC 28645
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,835 sqft · built 2007 |
| Lot Size | 0.957 acres (41,706 sqft) |
| Owner | Individual Name on File |
| Last Sale | $332,000 (Jan 2021) |
| Tax Bill | $2,769 (2026) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Mar 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03 70 2 2X |
| Primary APN | 03 70 2 2X |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,835 sqft Heated Area |
| Gross Area | 3,743 sqft |
| 1st Floor Area | 1,835 sqft |
| Attic | Attic |
| Attic Area | 660 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 41,706 sqft (0.957 acres) |
| Lot Dimensions | 331 ft deep x 126 ft wide |
| Garage Type | Finished |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 280 sqft |
| Deck Area | 392 sqft |
| Patio Area | 392 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 170464 |
|---|---|
| Street Address | 3101 COVINGTON WAY |
| City | LENOIR |
| State | NC |
| Zip | 28645-9719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2008 PG 2035 YR 2021 ST 664.00 |
| Legal Subdivision | COVINGTON PLACE |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | HUDSON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 30700 |
3101 Covington Way is owned and occupied by an individual who bought it in January 2021.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3101 COVINGTON WAY, LENOIR, NC 28645-9719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2021 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MTG |
| Mar 29, 2019 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 12, 2021 · Amount on File |
| Deed Sale | Jan 12, 2021 · Amount on File |
| Prior Sale | Apr 2, 2007 · Amount on File |
| Deed Document Number | 202110052477 |
| Deed Book / Page | 2008 / 2035 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Jan 12, 2021 |
| Property Address | 3101 COVINGTON WAY, LENOIR, NC 28645-9719 |
| Document Number | 0010052477 |
| Book / Page | 002008 / 002035 |
| Instrument Date | Jan 12, 2021 |
| Instrument | 10052477 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $664.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3101 COVINGTON WAY LENOIR NC 286459719, LENOIR, NC 28645-9719 |
| Document Number | 10052478 |
|---|---|
| Date | Jan 12, 2021 |
| Book Page | 002008/002038 |
| Instrument | 10052478 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 11, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 3101 COVINGTON WAY, LENOIR, NC 28645-9719 |
| Document Number | 0010031748 |
| Instrument Date | Mar 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2019 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3101 COVINGTON WAY LENOIR NC 286459719, LENOIR, NC 28645-9719 |
| Document Number | 0010031748 |
|---|---|
| Date | Apr 9, 2019 |
| Book Page | 001960/001711 |
| Instrument | 10031748 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | DURHAM, NC 27701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 8, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 3101 Covington Way was $2,769, down 20.1% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Cajah's Mountain Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,769.00 (-20.11%) | $426,800 (-) Land $20,600 Building $406,200 | |
| 2025 | $3,466.00 | $426,800 Land $20,600 Building $406,200 | $426,800 Land $20,600 Building $406,200 |
| 2023 | $297,700 (-) Land $20,800 Building $276,900 | $297,700 (-) Land $20,800 Building $276,900 | |
| 2022 | $2,316.00 | $297,700 Land $20,800 Building $276,900 | $297,700 Land $20,800 Building $276,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3101 Covington Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3101 Covington Way is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BATON WATER CORPORATION private · serves 7,874 people · EPA ID NC0114025 |
|---|---|
| Water Source | Purchased surface water from CITY OF LENOIR |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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