3124 Covington Way, Lenoir, NC 28645 Property Records

Caldwell County property record for 3124 Covington Way, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,886 sqft · built 2004
Lot Size	0.399 acres (17,380 sqft)
Owner	2 Individual Names on File
Last Sale	$1,550,000 (Nov 2023)
Tax Bill	$2,120 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03 70 2 2`

Property Details

APN / Parcel Number

Primary APN	`03 70 2 2`
Alternative APN	`174575`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,886 sqft Heated Area
Gross Area	2,830 sqft
1st Floor Area	1,886 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,380 sqft (0.399 acres)
Lot Dimensions	158 ft deep x 110 ft wide
Garage Type	Finished
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	80 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	174575
Street Address	3124 COVINGTON WAY
City	LENOIR
State	NC
Zip	28645-9719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2055 PG 485 YR 2022 ST 550.00
Legal Subdivision	COVINGTON PLACE
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	1
Census Block	1002
Census Tract	30700

Owner

3124 Covington Way is owned and occupied by two individuals who bought it in November 2023.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3124 COVINGTON WAY, LENOIR, NC 28645-9719
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2023 · Amount on File
Deed Sale	Nov 16, 2023 · Amount on File
Prior Sale	Apr 28, 2022 · Amount on File
Deed Document Number	202310090412
Deed Book / Page	2097 / 611
Prior Transfer Date	Dec 9, 2004
Prior Transfer Doc	0015340688
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Apr 28, 2022
Property Address	3124 COVINGTON WAY, LENOIR, NC 28645-9719
Document Number	0020550485
Book / Page	2055 / 485
Map Reference	MB 19 PG 159
Instrument Date	Apr 28, 2022
Instrument	10071698
Transaction Type	Transfer
Record Updated	Jun 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	411 SWANSON DR SW, 411, LENOIR, NC 28645-9447

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3124 COVINGTON WAY, LENOIR, NC 28645-9719

Mortgage

Document Number	0010071699
Date	Apr 28, 2022
Instrument	10071699

Lender

Name	CIS FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 3124 Covington Way was $2,120, down 20.1% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Cajah's Mountain Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,120.00 (-20.09%)	$326,200 (-) Land $15,900 Building $310,300
2025	$2,653.00	$326,200 Land $15,900 Building $310,300	$326,200 Land $15,900 Building $310,300
2023		$195,700 (-) Land $15,900 Building $179,800	$195,700 (-) Land $15,900 Building $179,800
2022	$1,529.00	$195,700 Land $15,900 Building $179,800	$195,700 Land $15,900 Building $179,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3124 Covington Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3124 Covington Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BATON WATER CORPORATION private · serves 7,874 people · EPA ID NC0114025
Water Source	Purchased surface water from CITY OF LENOIR
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20