3101 Commonwealth Ave, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 3101 Commonwealth Ave, Charlotte, NC 28205

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,384 sqft · built 1940
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on File
Last Sale	$259,000 (Jul 2017)
Tax Bill	$2,743 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`129-082-02`

Property Details

APN / Parcel Number

Primary APN	`129-082-02`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,384 sqft Living Area
1st Floor Area	1,384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1970
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3101 COMMONWEALTH AVE
City	CHARLOTTE
State	NC
Zip	28205-6222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	P1 B1 M967-589
Legal Subdivision	BRIAR CRK PARK
Legal Block	1
Legal Lot Number	2
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1004
Census Tract	1701

Owner

3101 Commonwealth Ave is owned by a company that acquired it in March 2021.

Source: Mecklenburg County records, as of April 16, 2026

Owner of Record	Company Name on File
Mailing Address	9507 WOOD VALLEY LN, CHARLOTTE, NC 28270-0464
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage NFM INC
Mar 8, 2021	Intrafamily Transfer, Transfer
Nov 20, 2020	Grant Deed, Transfer ATTORNEY ONLY
Jul 11, 2017	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jul 12, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2017 · Amount on File
Deed Sale	Jul 11, 2017 · Amount on File
Prior Sale	Dec 16, 2016 · Amount on File
Deed Document Number	201792670
Deed Book / Page	31955 / 440
Last Transfer Date	Mar 3, 2021
Transfer Doc	0000043511
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3101 COMMONWEALTH AVE, CHARLOTTE, NC 28205-6222
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040512
Date	Mar 2, 2021
Book Page	35744/776
Instrument	2021040512

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 8, 2021
Property Address	3101 COMMONWEALTH AVE, CHARLOTTE, NC 28205-6222
Document Number	0000043511
Book / Page	35761 / 82
Map Reference	MB 967 PG 589
Instrument Date	Mar 3, 2021
Instrument	2021043511
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9507 WOOD VALLEY LN, CHARLOTTE, NC 28270-0464

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9507 WOOD VALLEY LN, CHARLOTTE, NC 28270-0464

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 20, 2020
Property Address	3101 COMMONWEALTH AVE, CHARLOTTE, NC 28205-6222
Document Number	0000196807
Book / Page	035342 / 000353
Instrument Date	Oct 22, 2020
Instrument	196807
Transaction Type	Transfer
Record Updated	Jan 7, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9507 WOOD VALLEY LN CHARLOTTE NC 282700464, CHARLOTTE, NC 28270-0464

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 11, 2017
Property Address	3101 COMMONWEALTH AVE, CHARLOTTE, NC 28205-6222
Document Number	0000092670
Book / Page	31955 / 440
Map Reference	MB967 PG589
Instrument Date	Jul 11, 2017
Instrument	2017092670
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$518.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20812 RIO ORO DR, 20812, CORNELIUS, NC 28031-6710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9507 WOOD VALLEY LN, CHARLOTTE, NC 28270-0464

Mortgage

Document Number	0000092671
Date	Jul 11, 2017
Instrument	2017092671

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 12, 2017
Property Address	3101 COMMONWEALTH AVE, CHARLOTTE, NC 28205-6222
Document Number	0000092837
Book / Page	031956 / 000127
Instrument Date	Jul 11, 2017
Instrument	92837
Transaction Type	Transfer
Record Updated	Jul 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9507 WOOD VALLEY LN CHARLOTTE NC 282700464, CHARLOTTE, NC 28270-0464

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$342,000 Land $212,500 Building $129,500	$342,000 Land $212,500 Building $129,500
2024	$2,743.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3101 Commonwealth Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3101 Commonwealth Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Google Fiber.

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