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3025 Commonwealth Ave, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 3025 Commonwealth Ave, Charlotte, NC 28205

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,730 sqft · built 2016
Lot Size0.452 acres (19,726 sqft)
OwnerIndividual Name on Record
Last Sale$620,000 (Dec 2018)
Tax Bill$8,416 (2023)
Deeds & MortgagesFeb 2022 Mortgage
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN129-081-96

Property Details

APN / Parcel Number

Primary APN129-081-96

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,730 sqft Heated Area
Gross Area3,613 sqft

Exterior

Year BuiltBuilt 2016
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area19,726 sqft (0.452 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number129-081-96
Street Address3025 COMMONWEALTH AVE
CityCHARLOTTE
StateNC
Zip28205-6901
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8
Legal DescriptionL2 M58-889
Legal Subdivision3021 & 3025 COMMONWEALTH
Legal Lot Number2
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1005
Census Tract1701

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3025 COMMONWEALTH AVE, CHARLOTTE, NC 28205-6901
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
ALLY BANK
May 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Dec 7, 2018Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 7, 2018 · Amount on Record
Deed SaleDec 7, 2018 · Amount on Record
Prior SaleAug 25, 2016 · Amount on Record
Deed Document Number0033158679
Deed Book / Page33158 / 679
Record UpdatedJun 7, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3025 COMMONWEALTH AVE, CHARLOTTE, NC 28205-6901
Transaction TypeMortgage
Record UpdatedMay 22, 2026
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TTL INS CO WEST

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000031681
DateFeb 28, 2022
Book Page37106/897
Instrument2022031681
Lender
NameALLY BANK
TypeBank
AddressCHARLOTTE, NC 28202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3025 COMMONWEALTH AVE, CHARLOTTE, NC 28205-6901
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000070871
DateMay 19, 2020
Book Page34586/855
Instrument2020070871
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateDec 7, 2018
Property Address3025 COMMONWEALTH AVE, CHARLOTTE, NC 28205-6901
Document Number0000151875
Book / Page33158 / 679
Map ReferenceMB58 PG889
Instrument DateDec 7, 2018
Instrument2018151875
Transaction TypeTransfer
Record UpdatedJun 15, 2021
Title CompanyINVESTORS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,240.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3015 COMMONWEALTH AVE, 3015, CHARLOTTE, NC 28205-6901

Transferred To (Grantee/Buyer)

NameVerified Name
Address00000

Mortgage

Document Number0000151876
DateDec 7, 2018
Instrument2018151876
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Google Fiber.

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