3101 Bud Diamond Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 3101 Bud Diamond Rd, Jay, FL 32565

Property Summary

Property TypeAgricultural Vacant Land
Details3 bd · 3.5 ba · 11,286 sqft · built 2000
Lot Size42.3 acres (1,846,508 sqft)
Owner2 Individual Names on Record
Tax Bill$5,885 (2024)
Deeds & MortgagesJun 2023 Line of Credit
Sep 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN12-4N-30-0000-00500-0000

Property Details

APN / Parcel Number

Primary APN12-4N-30-0000-00500-0000
Alternative APN
  • N304120000005000000

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Units2 Units
Stories1 Story
Building Area11,286 sqft Gross Area
1st Floor Area8,088 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialMetal
Construction TypeSteel Frame
Roof TypeSawtooth
Roof MaterialMetal
Lot Area1,846,508 sqft (42.3 acres)
Garage TypeAttached
Garage Area945 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchScreened Porch
Porch Area4,563 sqft
Patio Area360 sqft
Shed1 Shed
Shed Area1 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemConvection

Location & Zoning

Street Address3101 BUD DIAMOND RD
CityJAY
StateFL
Zip32565-2829
Property CategoryAgriculture or Farming
Property TypeVacant Land > Agricultural
Local Zoning CodeAG-RR
Legal DescriptionFROM CEN LI OF SEC 12 GO S 89* 25W 1339.49 FT TO TH N 1166.24 FT TH DEFLECT RIGHT N8 6*37 E 1343.81 FT TH S 157.3 FT TH S 4*40E 128 FT TH S11*553 E 100 FT TH S27*21E 100 FT TH S45*18 100 FT TH S52*41E 46 FT TH S54*E 154 FT TH S47*26E 100 FT TH S38*19
Legal Range30W
Legal Township4N
Legal Section12
JurisdictionSANTA ROSA FL
Township / Civil DivisionJAY
Census Block Group3
Census Block3026
Census Tract10200

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3101 BUD DIAMOND RD, JAY, FL 32565-2829
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2023Deed of Trust, Mortgage · Line of Credit
THE FIRST A NATIONAL BANKING ASSN
Sep 9, 2020Deed of Trust, Mortgage · Line of Credit
THE FIRST A NATIONAL BANKING ASSN

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateDec 1, 2009
Transfer Doc0029480927
Record UpdatedJun 8, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address3101 BUD DIAMOND RD, JAY, FL 32565-2829
Transaction TypeMortgage
Record UpdatedJun 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6012 TIPPIN AVE, PENSACOLA, FL 32504-8218

Mortgage

Document Number0044010302
DateJun 2, 2023
Book Page4401/302
Instrument202324329
Lender
NameTHE FIRST A NATIONAL BANKING ASSN
TypeBank
AddressPENSACOLA, FL 32503
Agreement
TypeLine of Credit
AmountAmount Recorded
Term59 Months
DueMay 26, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address3101 BUD DIAMOND RD, JAY, FL 32565-2829
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3101 BUD DIAMOND RD, JAY, FL 32565-2829

Mortgage

Document Number0040011261
DateSep 9, 2020
Book Page4001/1261
Instrument202046629
Lender
NameTHE FIRST A NATIONAL BANKING ASSN
TypeBank
AddressPENSACOLA, FL 32503
Agreement
TypeLine of Credit
AmountAmount Recorded
Term58 Months
DueJul 26, 2025
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$541,615 (+2.87%)$1,043,967 (+1.07%) Land $311,021 Building $732,946
2024$5,885.00 (+1.45%) Homeowner's exemption$526,519 (+2.96%)$1,032,945 (+0.55%) Land $53,981 Building $978,964
2023$5,801.00 (+2.02%) Homeowner's exemption$511,358 (+2.96%)$1,027,289 (+0.71%) Land $53,981 Building $973,308
2022$5,686.00 Homeowner's exemption$496,638$1,020,061

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 71% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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