3091 Bud Diamond Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 3091 Bud Diamond Rd, Jay, FL 32565

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,008 sqft · built 2002
Lot Size4.44 acres (193,842 sqft)
Owner2 Individual Names on Record
Last Sale$23,000 (Nov 2001)
Tax Bill$1,627 (2024)
Deeds & MortgagesFeb 2020 Second Mortgage
Flood ZoneZone X (minimal risk)
APN12-4N-30-0000-01308-0000

Property Details

APN / Parcel Number

Primary APN12-4N-30-0000-01308-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,008 sqft Heated Area
Gross Area3,304 sqft
1st Floor Area2,008 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area193,842 sqft (4.44 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area720 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number124N300000013080000
Street Address3091 BUD DIAMOND RD
CityJAY
StateFL
Zip32565-2871
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal DescriptionCOM SW COR OF SE4 TH N 2577.16 FT TH N 88*26'11 E 505.21 FT TH N 89*22'22 E 193.03 FT TO POB TH CONT 609.69 FT TH S 318.14 FT
Legal Range30W
Legal Township04N
Legal Section12
JurisdictionSANTA ROSA FL
Township / Civil DivisionJAY
Census Block Group3
Census Block3026
Census Tract10200

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3091 BUD DIAMOND RD, JAY, FL 32565-2871
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2001 · Amount on Record
Deed SaleNov 14, 2001 · Amount on Record
Deed Document Number0195601034
Deed Book / Page01956 / 01034
Record UpdatedJun 8, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address3091 BUD DIAMOND RD, JAY, FL 32565-2871
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCLEAR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039210676
DateFeb 24, 2020
Book Page3921/676
Instrument202008549
Lender
NameSANTA ROSA COUNTY FCU
TypeCredit Union
AddressMILTON, FL 32572
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueFeb 18, 2030

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$1,627.00 (+2.01%) Homeowner's exemption$166,741 (+3%)$258,212 (+0.83%) Land $64,080 Building $194,132
2023$1,595.00 (+2.57%) Homeowner's exemption$161,884 (+3%)$256,084 (+0.52%) Land $64,080 Building $192,004
2022$1,555.00 Homeowner's exemption$157,169$254,752 Land $64,080 Building $190,672

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOORE CREEK MOUNT CARMEL UTILITIES
serves 4,875 people · EPA ID FL1570479
Water SourceGroundwater
Last State InspectionApr 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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