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3100 Oxbow Ct, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3100 Oxbow Ct, Harmony, FL 34773 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms6 Beds
Bathrooms3 Baths
Year BuiltBuilt 2022
Square Footage2,883 sqft Living Area
Lot Size7,405 sqft (0.17 acres)
GarageAttached, 441 sqft
Last Sale$616,000 (2022)
Tax Bill$9,633.00 (2024)

Property Details

APN / Parcel Number

Primary APN20-26-32-3496-0001-0330
Alternative APN
  • 263220349600010330

Interior

Bedrooms6 Beds
Full Baths3 Baths
Building Area2,883 sqft Living Area
Gross Area3,741 sqft Gross Area
1st Floor1,731 sqft 1st Floor
Stories2 Stories
Primary FlooringTile Flooring

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached Garage
Garage Area441 sqft Garage
Porch Area280 sqft Porch

Utilities and HVAC

Heating SystemCentral Heating

Location & Zoning

Street Address3100 OXBOW CT
CityHARMONY
StateFL
Zip34773-6164
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionENCLAVE AT LAKES OF HARMONY PB 31 PGS 23-27 LOT 33
Legal Range32E
Legal Township26S
Legal Section20
Legal SubdivisionENCLAVE AT LAKES OF HARMONY
Legal Lot Number33
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup2
Census Block2087
Census Tract43801

Owner

Source: Osceola County records · APN 20-26-32-3496-0001-0330

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address157 W 57TH ST, NEW YORK, NY 10019-2205
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingMarried Woman as her Sole and Separate Property

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2022Special Warranty Deed, Transfer
CLEAR TITLE/FL LLC, CLEAR TITLE OF FLORIDA LLC
Jan 24, 2022Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 14, 2022 · Amount on Record
Deed SaleDec 14, 2022 · Amount on Record
Prior SaleJan 24, 2022 · Amount on Record
Deed Doc Number2022178634
Deed Book / Page6329 / 1032
Prior Transfer DateJan 19, 2022
Prior Transfer Doc0061342199
Record RefreshedJun 08, 2026

December 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 14, 2022
Property Address3100 OXBOW CT, HARMONY, FL 34773-6164
Document Number0063291032
Book / Page6329 / 1032
Map ReferenceMB 31 PG 23-27
Instrument DateNov 28, 2022
Instrument2022178634
Transaction TypeTransfer
Record UpdatedJan 22, 2024
Title CompanyCLEAR TITLE/FL LLC, CLEAR TITLE OF FLORIDA LLC

Transaction

AmountAmount Recorded
Tax$4,312.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9717 EAGLE CREEK CENTER BLVD STE 200, 200, ORLANDO, FL 32832-6346

Transferred To (Grantee/Buyer)

NameVerified Name
Address157 W 57TH ST, NEW YORK, NY 10019-2205

January 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 24, 2022
Property Address3100 OXBOW CT, HARMONY, FL 34773-6164
Document Number0061342199
Book / Page6134 / 2199
Map ReferenceMB 31 PG 23-27
Instrument DateJan 19, 2022
Instrument2022012030
Transaction TypeTransfer
Record UpdatedJan 22, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$5,159.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address1750 W BROADWAY ST # ST111, ST111, OVIEDO, FL 32765-9618

Transferred To (Grantee/Buyer)

NameVerified Name
Address370 CENTERPOINTE CIR STE 1136, 1136, ALTAMONTE SPRINGS, FL 32701-3451
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$9,846.00 (+2.21%)$454,100 (+1.79%) Land $65,000 Building $389,100$454,100 (+1.79%) Land $65,000 Building $389,100
2024$9,633.00 (+1.21%)
2023$9,518.00 (+84.46%)$446,100 (+792.2%) Land $65,000 Building $381,100$446,100 (+792.2%) Land $65,000 Building $381,100
2022$5,160.00$50,000 Land $50,000$50,000 Land $50,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation70.5 ft

Wildfire

Wildfire RiskVery High
above 92% of the US · above 86% of Florida
Wildfire LikelihoodAbout 1 in 106 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

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