Osceola County property record for 3124 Oxbow Ct, Harmony, FL 34773 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2023 |
| Square Footage | 2,947 sqft Living Area |
| Lot Size | 7,405 sqft (0.17 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $525,000 (2023) |
| Tax Bill | $8,970.00 (2024) |
| Primary APN | 20-26-32-3496-0001-0270 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,947 sqft Living Area |
| Gross Area | 3,707 sqft Gross Area |
| 1st Floor | 1,360 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Porch Area | 200 sqft Porch |
| Heating System | Central Heating |
|---|
| Street Address | 3124 OXBOW CT |
|---|---|
| City | HARMONY |
| State | FL |
| Zip | 34773-6164 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ENCLAVE AT LAKES OF HARMONY PB 31 PGS 23-27 LOT 27 |
| Legal Subdivision | ENCLAVE AT LAKES HARMONY |
| Legal Lot Number | 27 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | SOUTH AND EAST OSCEOLA |
| Census Blockgroup | 2 |
| Census Block | 2087 |
| Census Tract | 43801 |
Source: Osceola County records · APN 20-26-32-3496-0001-0270
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3124 OXBOW CT, HARMONY, FL 34773-6164 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Oct 27, 2023 | Warranty Deed, Transfer CLEAR TITLE/FL LLC, CLEAR TITLE OF FLORIDA LLC |
| Jan 24, 2022 | Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 27, 2023 · Amount on Record |
| Deed Sale | Oct 27, 2023 · Amount on Record |
| Prior Sale | Jan 24, 2022 · Amount on Record |
| Deed Doc Number | 2023142218 |
| Deed Book / Page | 6496 / 2580 |
| Prior Transfer Date | Jan 19, 2022 |
| Prior Transfer Doc | 0061342199 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 27, 2023 |
| Property Address | 3124 OXBOW CT, HARMONY, FL 34773-6164 |
| Document Number | 0064962580 |
| Book / Page | 6496 / 2580 |
| Map Reference | MB 31 PG 23-27 |
| Instrument Date | Oct 10, 2023 |
| Instrument | 2023142215 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | CLEAR TITLE/FL LLC, CLEAR TITLE OF FLORIDA LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,675.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9717 EAGLE CREEK CENTER BLVD STE 200, 200, ORLANDO, FL 32832-6346 |
| Name | Verified Name |
|---|---|
| Address | 3124 OXBOW CT, HARMONY, FL 34773-6164 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 24, 2022 |
| Property Address | 3124 OXBOW CT, HARMONY, FL 34773-6164 |
| Document Number | 0061342199 |
| Book / Page | 6134 / 2199 |
| Map Reference | MB 31 PG 23-27 |
| Instrument Date | Jan 19, 2022 |
| Instrument | 2022012030 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,159.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1750 W BROADWAY ST # ST111, ST111, OVIEDO, FL 32765-9618 |
| Name | Verified Name |
|---|---|
| Address | 370 CENTERPOINTE CIR STE 1136, 1136, ALTAMONTE SPRINGS, FL 32701-3451 |
| Investor | Possibly a Property Investor |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,166.00 (+2.19%) | $445,900 (+586%) Land $65,000 Building $380,900 | $445,900 (+586%) Land $65,000 Building $380,900 |
| 2024 | $8,970.00 (+41.37%) | ||
| 2023 | $6,345.00 (+22.97%) | $65,000 (+3%) Land $65,000 | $65,000 (+3%) Land $65,000 |
| 2022 | $5,160.00 | $50,000 Land $50,000 | $50,000 Land $50,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 70.6 ft |
| Wildfire Risk | Very High above 92% of the US · above 86% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 106 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
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