3100 Hwy 54 E, Covington, TN 38019 Property Records

Tipton County property record for 3100 Hwy 54 E, Covington, TN 38019

Property Summary

Property TypeSingle Family Home
Details4 ba · 1,806 sqft · built 1976
Lot Size3 acres (130,680 sqft)
OwnerOwner Name on Record
Last Sale$85,000 (Sep 1991)
Tax Bill$1,199 (2025)
Deeds & MortgagesAug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN084042 02604

Property Details

APN / Parcel Number

Primary APN084042 02604
Alternative APN
  • 042 02604

Interior

Full Baths4 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area1,806 sqft Living Area
1st Floor Area1,520 sqft
Upper Floors Area952 sqft
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 2004
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area130,680 sqft (3 acres)
TerrainRolling
Garage TypeMixed
Garage Area484 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool Area300 sqft
PorchOpen Porch
Porch Area840 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address3100 HIGHWAY 54 E
CityCOVINGTON
StateTN
Zip38019-7146
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 01, COUNTY AREA: A62
Legal SubdivisionLARRY L CAMPBELL
JurisdictionTIPTON TN
Township / Civil Division1
Census Block Group1
Census Block1027
Census Tract40602

Owner

Source: Tipton County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address3100 HIGHWAY 54 E, COVINGTON, TN 38019-7146
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 26, 1991 · Amount on Record
Deed SaleSep 26, 1991 · Amount on Record
Deed Document Number0000667308
Deed Book / Page667 / 308
Last Transfer DateSep 27, 1991
Record UpdatedJun 8, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIPTON TN
Property Address3100 HIGHWAY 54 E, COVINGTON, TN 38019-7146
Document Number18171002
Instrument DateAug 31, 2019
Transaction TypeMortgage
Record UpdatedNov 8, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3100 HIGHWAY 54 E COVINGTON TN 380197146, COVINGTON, TN 38019-7146

Mortgage

Document Number18171002
DateOct 21, 2019
Book Page001817/001002
Instrument227544
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 20, 2049

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyTipton County
Unified School DistrictTipton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,199.00 (+27.28%)$78,775 (+20.82%) Land $14,500 Building $64,275
2023$65,200 Land $14,500 Building $50,700
2022$942.00
2020$315,100 Land $58,000 Building $257,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims3 (2010–2025)
Claims Outside the SFHA2 of 3
Most Recent ClaimJun 2025 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOVINGTON WATER DEPT
serves 14,334 people · EPA ID TN0000144
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Aeneas Communications
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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