2923 Hwy 54 E, Covington, TN 38019 Property Records

Tipton County property record for 2923 Hwy 54 E, Covington, TN 38019

Property Summary

Property TypeMisc Structure / Fixture
Details3.5 ba · 7,884 sqft · built 1984
Lot Size3.93 acres (171,191 sqft)
OwnerIndividual Name on File
Last Sale$85,000 (Sep 2012)
Tax Bill$1,207 (2025)
Deeds & MortgagesFeb 2023 Mortgage
Sep 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN084042 04903

Property Details

APN / Parcel Number

Primary APN084042 04903
Alternative APN
  • 042 04903

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area7,884 sqft Total Area
1st Floor Area6,540 sqft
FlooringConcrete/Cement
Interior WallsUnfinished

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialMetal
Construction TypeWood
Foundation TypeFooting
Roof TypeWood Truss
Roof MaterialMetal
Lot Area171,191 sqft (3.93 acres)
TerrainRolling
Garage TypeCarport
Garage Area240 sqft
CarportCarport
Carport Area240 sqft
Parking Spaces1 Parking Space
Canopy1,344 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address2923 HIGHWAY 54 E
CityCOVINGTON
StateTN
Zip38019-7143
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Misc Structure / Fixture
Legal DescriptionDISTRICT: 01, COUNTY AREA: A62
JurisdictionTIPTON TN
Township / Civil Division2
Census Block Group1
Census Block1039
Census Tract40602

Owner

2923 Hwy 54 E, an agricultural property, is owned by an individual who acquired it in February 2023.

Source: Tipton County records, as of March 25, 2026

Owner of RecordIndividual Name on File
Mailing Address2923 HIGHWAY 54 E, COVINGTON, TN 38019-7143
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2023Intrafamily Transfer, Transfer · Commercial Mortgage
INSOUTH BANK
Sep 18, 2017Loan Modification, Mortgage
INSOUTH BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 25, 2012 · Amount on File
Deed SaleSep 25, 2012 · Amount on File
Prior SaleOct 5, 1982
Deed Book / Page1564 / 291
Last Transfer DateFeb 15, 2023
Transfer Doc0001991736
Record UpdatedOct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionTIPTON TN
Recording DateFeb 24, 2023
Property Address2923 HIGHWAY 54 E, COVINGTON, TN 38019-7143
Document Number0001991736
Book / Page1991 / 736
Instrument DateFeb 15, 2023
Instrument264299
Transaction TypeTransfer
Record UpdatedMar 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2923 HIGHWAY 54 E, COVINGTON, TN 38019-7143

Mortgage

Document Number0001991739
DateFeb 24, 2023
Book Page1991/739
Instrument264300
Lender
NameINSOUTH BANK
TypeBank
AddressMONROE, NY 10950
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term60 Months
DueFeb 15, 2028

September 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionTIPTON TN
Property Address2923 HIGHWAY 54 E, COVINGTON, TN 38019-7143
Document Number1735215
Book / Page001735 / 000215
Instrument DateSep 18, 2017
Transaction TypeMortgage
Record UpdatedOct 10, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2923 HIGHWAY 54 E COVINGTON TN 380197143, COVINGTON, TN 38019-7143

Mortgage

Document Number1735215
DateSep 27, 2017
Book Page001735/000215
Instrument207747
Lender
NameINSOUTH BK
TypeBank
AddressATOKA, TN 38004
Agreement
Term60 Months
DueSep 26, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 2923 Hwy 54 E was $1,207.

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyTipton County
Unified School DistrictTipton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,207.00$79,320 Land $10,400 Building $68,920
2023$53,720 Land $10,400 Building $43,320
2022$1,531.00
2020$198,300 Land $26,000 Building $172,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2923 Hwy 54 E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims3 (2010–2025)
Claims Outside the SFHA2 of 3
Most Recent ClaimJun 2025 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2923 Hwy 54 E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOVINGTON WATER DEPT
serves 14,334 people · EPA ID TN0000144
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Aeneas Communications
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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